Albemarle County property record for 388 Minor Ridge Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,396 sqft · built 1985 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,500 (May 2015) |
| Tax Bill | $4,137 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061W2-00-00-00400 |
| Primary APN | 061W2-00-00-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Finished Area |
| Basement Area | 720 sqft |
| Finished Basement | 160 sqft |
| Unfinished Basement | 560 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,884 sqft (0.181 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 388 MINOR RIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | WYNRIDGE 4 |
| Legal Subdivision | WYNRIDGE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10702 |
388 Minor Ridge Rd is owned and occupied by an individual who bought it in May 2015.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 388 MINOR RIDGE RD, CHARLOTTESVILLE, VA 22901-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2015 · Amount on File |
| Deed Sale | May 14, 2015 · Amount on File |
| Deed Document Number | 20154840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 388 MINOR RIDGE RD, CHARLOTTESVILLE, VA 22901-1652 |
| Document Number | 0000011782 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 388 MINOR RIDGE RD CHARLOTTESVILLE VA 229011652, CHARLOTTESVILLE, VA 22901-1652 |
| Document Number | 0000011782 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 005379/000305 |
| Instrument | 11782 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 31, 2045 |
The 2026 property tax bill for 388 Minor Ridge Rd was $4,137, up 12.6% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,137.00 (+12.6%) | $462,700 Land $146,000 Building $316,700 | $462,700 Land $146,000 Building $316,700 |
| 2025 | $3,674.00 | ||
| 2023 | $3,360.00 | $393,500 Land $122,500 Building $271,000 | $393,500 Land $122,500 Building $271,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 388 Minor Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 388 Minor Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, T-Mobile, Ting.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures