388 Main Rd, Chesterfield, MA 01012 Property Records

Hampshire County and Chesterfield Town property record for 388 Main Rd, Chesterfield, MA 01012

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,195 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$434,000 (Sep 2021)
Tax Bill	$7,796 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2019 Mortgage
APN	`CHES M:20C P:0006`

Property Details

APN / Parcel Number

Primary APN	`CHES M:20C P:0006`
Alternative APNs	`M:20C P:0006.00 D:01` `CFLD M:20C P:0006` `790`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,195 sqft Living Area
Gross Area	3,497 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,265 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2009
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	790
Street Address	388 MAIN RD
City	CHESTERFIELD
State	MA
Zip	01012
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	ALL PA
Jurisdiction	CHESTERFIELD MA
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4024
Census Tract	822607

Owner

388 Main Rd, a duplex, is owned by two individuals who bought it in September 2021.

Source: Hampshire County and Chesterfield Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 68, CHESTERFIELD, MA 01012-0068
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Sep 17, 1996 · Amount on File
Deed Document Number	202124022
Deed Book / Page	14281 / 220
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD MA
Recording Date	Sep 24, 2021
Property Address	388 MAIN RD, CHESTERFIELD, MA 01012
Document Number	014281-220
Book / Page	14281 / 220
Instrument Date	Sep 24, 2021
Instrument	24022
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	388 MAIN RD, CHESTERFIELD, MA 01012

Mortgage

Document Number	0000024023
Date	Sep 24, 2021
Instrument	24023

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD MA
Property Address	388 MAIN RD, CHESTERFIELD, MA 01012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13444-242
Date	Nov 1, 2019
Book Page	13444/242
Instrument	21772

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 388 Main Rd was $7,796, up 7.3% from the year before.

Source: Hampshire County and Chesterfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Chesterfield Town
Elementary School District	Chesterfield-Goshen School District (PK - 06)
Secondary School District	Hampshire School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,796.00 (+7.34%)	$502,300 (+3.52%) Land $42,000 Building $460,300
2024	$7,263.00 (+8.42%)	$485,200 (+15.3%) Land $40,000 Building $445,200
2023	$6,699.00	$420,800 Land $38,400 Building $382,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 388 Main Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main Rd

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