388 Ludeman Ln, Millbrae, CA 94030 Property Records

San Mateo County property record for 388 Ludeman Ln, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,159 sqft · built 1940
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (May 1999)
Tax Bill	$11,840 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`021-264-080`

Property Details

APN / Parcel Number

Primary APN	`021-264-080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,159 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	720 sqft
Basement Area	533 sqft
Finished Basement	293 sqft
Unfinished Basement	240 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51 ft wide
Garage Area	170 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	388 LUDEMAN LN
City	MILLBRAE
State	CA
Zip	94030-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 3 BLOCK 2 GREEN HILLS TERRACE RSM 31/15 CITY OF MILLBRAE
Legal Subdivision	GREEN HILLS TERRACE
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1002
Census Tract	604500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	388 LUDEMAN LN, MILLBRAE, CA 94030-1346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 1999 · Amount on Record
Deed Sale	May 28, 1999 · Amount on Record
Prior Sale	Dec 10, 1996 · Amount on Record
Deed Document Number	199995043
Last Transfer Date	Oct 12, 2011
Transfer Doc	0000123600
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	388 LUDEMAN LN, MILLBRAE, CA 94030-1346
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089669
Date	Oct 28, 2019
Instrument	2019-089669

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	388 LUDEMAN LN, MILLBRAE, CA 94030-1346
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 LUDERMAN LN, MILLBRAE, CA 94030-1346

Mortgage

Document Number	0000078598
Date	Aug 10, 2020
Instrument	2020-078598

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$880,057 (+2%) Land $383,764 Building $496,293
2025	$11,840.00 (+5.76%) Homeowner's exemption	$862,803 (+4.04%) Land $376,240 Building $486,563
2023	$11,195.00 (+20.64%) Homeowner's exemption	$829,302 Land $361,631 Building $467,671	$1,701,180
2022	$9,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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