388 Ludeman Ln, Millbrae, CA 94030 Property Records

San Mateo County property record for 388 Ludeman Ln, Millbrae, CA 94030

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,159 sqft · built 1940
Lot Size0.117 acres (5,100 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (May 1999)
Tax Bill$11,840 (2025)
Deeds & MortgagesOct 2019 Mortgage
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN021-264-080

Property Details

APN / Parcel Number

Primary APN021-264-080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,159 sqft Living Area
Gross Area2,399 sqft
1st Floor Area720 sqft
Basement Area533 sqft
Finished Basement293 sqft
Unfinished Basement240 sqft
Family RoomFamily Room
StudyStudy

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area5,100 sqft (0.117 acres)
Lot Dimensions100 ft deep x 51 ft wide
Garage Area170 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address388 LUDEMAN LN
CityMILLBRAE
StateCA
Zip94030-1346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 3 BLOCK 2 GREEN HILLS TERRACE RSM 31/15 CITY OF MILLBRAE
Legal SubdivisionGREEN HILLS TERRACE
Legal Block2
Legal Lot Number3
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1002
Census Tract604500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address388 LUDEMAN LN, MILLBRAE, CA 94030-1346
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 10, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 1999 · Amount on Record
Deed SaleMay 28, 1999 · Amount on Record
Prior SaleDec 10, 1996 · Amount on Record
Deed Document Number199995043
Last Transfer DateOct 12, 2011
Transfer Doc0000123600
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address388 LUDEMAN LN, MILLBRAE, CA 94030-1346
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089669
DateOct 28, 2019
Instrument2019-089669
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address388 LUDEMAN LN, MILLBRAE, CA 94030-1346
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address388 LUDERMAN LN, MILLBRAE, CA 94030-1346

Mortgage

Document Number0000078598
DateAug 10, 2020
Instrument2020-078598
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 28, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityMillbrae City
Elementary School DistrictMillbrae Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$880,057 (+2%) Land $383,764 Building $496,293
2025$11,840.00 (+5.76%) Homeowner's exemption$862,803 (+4.04%) Land $376,240 Building $486,563
2023$11,195.00 (+20.64%) Homeowner's exemption$829,302 Land $361,631 Building $467,671$1,701,180
2022$9,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1985–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MILLBRAE
serves 22,795 people · EPA ID CA4110018
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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