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388 Lone Cypress Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 388 Lone Cypress Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,382 sqft · built 2024
Lot Size0.19 acres (8,276 sqft)
Owner2 Company Names on Record
Last Sale$703,700 (Mar 2024)
Tax Bill$7,503 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027453-0960

Property Details

APN / Parcel Number

Primary APN027453-0960

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,382 sqft Living Area
Gross Area3,319 sqft
1st Floor Area2,382 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area253 sqft
Patio Area445 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address388 LONE CYPRESS WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-0157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description114/53-63 GRAND OAKS PHASE 2A UNIT 1 LOT 96 OR5915/888
Legal SubdivisionGRAND OAKS PHASE 2A UNIT 1
Legal Block1
Legal Lot Number96
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address388 LONE CYPRESS WAY, SAINT AUGUSTINE, FL 32092-0157
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2024 · Amount on Record
Deed SaleMar 14, 2024 · Amount on Record
Deed Document Number202419297
Deed Book / Page5915 / 888
Record UpdatedJun 8, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMar 14, 2024
Property Address388 LONE CYPRESS WAY, SAINT AUGUSTINE, FL 32092-0157
Document Number0059150888
Book / Page5915 / 888
Map ReferenceMB 114 PG 53-63
Instrument DateMar 8, 2024
Instrument2024019297
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2024
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,925.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address388 LONE CYPRESS WAY, ST AUGUSTINE, FL 32092-0157

Mortgage

Document Number0005915890
DateMar 14, 2024
Instrument5915/890
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,512 (+2.7%)$486,009 (-5.05%) Land $95,000 Building $391,009
2025$7,503.00 (+59%) Homeowner's exemption$307,217 (+585.75%)$511,874 (+1,042.58%) Land $105,000 Building $406,874
2024$4,719.00 (+20.35%)
2023$3,921.00$44,800$44,800 Land $44,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		1,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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