388 Jack Neely Rd, Covington, GA 30016 Property Records

Newton County property record for 388 Jack Neely Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,819 sqft · built 1998
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on File
Last Sale	$304,000 (Dec 2017)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`00260-00000-019-C00`

Property Details

APN / Parcel Number

Primary APN	`00260-00000-019-C00`
Alternative APNs	`0026 019C` `11500`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,819 sqft Heated Area
1st Floor Area	1,684 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	71,438 sqft (1.64 acres)
Garage Area	792 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	385 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11500
Street Address	388 JACK NEELY RD
City	COVINGTON
State	GA
Zip	30016-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.637AC TR 1-C JACK NEELY
Legal Subdivision	COUNTRY VIEW
Legal Tract	1
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1000
Census Tract	100505

Owner

388 Jack Neely Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDING
Dec 7, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING
Mar 29, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCE
Jul 31, 2019	Quit Claim Deed, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC
Jan 5, 2018	Warranty Deed, Transfer · VA Mortgage PEOPLES MTG
Nov 8, 2017	Quit Claim Deed, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	May 1, 2015
Deed Document Number	20172018-000005
Deed Book / Page	3652 / 197
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0036290521
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815

Mortgage

Document Number	0045820000000332
Date	Jan 10, 2024
Book Page	0000004582/0000000332

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815

Mortgage

Document Number	0044610000000017
Date	Dec 7, 2022
Book Page	0000004461/0000000017
Instrument	019323

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815

Mortgage

Document Number	0043650000000405
Date	Mar 29, 2022
Book Page	0000004365/0000000405
Instrument	005698

Lender

Name	UNITED TRUST BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815

Mortgage

Document Number	0041220000000554
Date	Jan 4, 2021
Book Page	0000004122/0000000554
Instrument	000082

Lender

Name	AMERICAN FINANCE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 31, 2019
Property Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815
Document Number	0038740001
Book / Page	003874 / 000001
Instrument Date	Jul 24, 2019
Instrument	9773
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	388 JACK NEELY RD COVINGTON GA 300161815, COVINGTON, GA 30016-1815

Mortgage

Document Number	38740004
Date	Jul 31, 2019
Book Page	003874/000004
Instrument	9774

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 5, 2018
Property Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815
Document Number	0036520197
Book / Page	003652 / 000197
Instrument Date	Dec 29, 2017
Instrument	231
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	388 JACK NEELY RD COVINGTON GA 300161815, COVINGTON, GA 30016-1815

Mortgage

Document Number	36520198
Date	Jan 5, 2018
Book Page	003652/000198
Instrument	232

Lender

Name	PEOPLES MTG
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 8, 2017
Property Address	388 JACK NEELY RD, COVINGTON, GA 30016-1815
Document Number	0036290521
Book / Page	003629 / 000521
Instrument Date	Oct 26, 2017
Instrument	12589
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	388 JACK NEELY RD COVINGTON GA 300161815, COVINGTON, GA 30016-1815

Mortgage

Document Number	36290524
Date	Nov 8, 2017
Book Page	003629/000524
Instrument	12590

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 388 Jack Neely Rd was $1,063 with exemptions applied.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$167,160 Land $18,000 Building $149,160	$417,900 Land $45,000 Building $372,900
2023		$151,400 Land $6,000 Building $145,400	$378,500 Land $15,000 Building $363,500
2022	$3,811.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 Jack Neely Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Jack Neely Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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