388 Geranium Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 388 Geranium Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,046 sqft · built 1923
Lot Size	0.105 acres (4,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Nov 2020)
Tax Bill	$3,690 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-22-0108`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-22-0108`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,046 sqft Living Area
1st Floor Area	617 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,617 sqft (0.105 acres)
Lot Dimensions	122 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	388 GERANIUM AVE E
City	SAINT PAUL
State	MN
Zip	55130-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	DORR AND STONE'S SUB L6 HOYT'S E 1/2 OF LOT 6 AND ALL OF LOT 5 BLK 1
Legal Range	22
Legal Township	29
Legal Section	29
Legal Quarter	2
Quarter-Quarter Section	2
Legal Subdivision	DORR AND STONES SUB L6 HOYTS
Legal Block	1
Legal Lot Number	5-6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3007
Census Tract	30900

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	388 GERANIUM AVE E, SAINT PAUL, MN 55130-3725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Warranty Deed, Transfer · Conventional with PMI TRUSTONE FIN'L FCU
May 13, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND
Jul 25, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND
May 10, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Jan 13, 2016 · Amount on Record
Deed Document Number	A04846959
Record Updated	Jun 7, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 23, 2020
Property Address	388 GERANIUM AVE E, SAINT PAUL, MN 55130-3725
Document Number	0004846959
Instrument Date	Sep 28, 2020
Instrument	4846959
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$724.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	388 GERANIUM AVE E ST PAUL MN 551303725, ST PAUL, MN 55130-3725

Mortgage

Document Number	4846960
Date	Nov 23, 2020
Instrument	4846960

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Mortgage

Document Number	4846961,
Date	Nov 23, 2020
Instrument	4846961

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 22, 2030

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	388 GERANIUM AVE E, SAINT PAUL, MN 55130-3725
Document Number	0004812605
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	TITLE SPECIALIST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 GERANIUM AVE E ST PAUL MN 551303725, ST PAUL, MN 55130-3725

Mortgage

Document Number	0004812605
Date	May 22, 2020
Instrument	4812605

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	388 GERANIUM AVE E, SAINT PAUL, MN 55130-3725
Document Number	0004768936
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	TITLE SPECIALIST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 GERANIUM AVE E ST PAUL MN 551303725, ST PAUL, MN 55130-3725

Mortgage

Document Number	0004768936
Date	Aug 14, 2019
Instrument	4768936

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	388 GERANIUM AVE E, SAINT PAUL, MN 55130-3725
Document Number	0004712766
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 GERANIUM AVE E ST PAUL MN 551303725, ST PAUL, MN 55130-3725

Mortgage

Document Number	0004712766
Date	Jun 8, 2018
Instrument	4712766

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,690.00 Homeowner's exemption	$217,200 Land $20,000 Building $197,200	$217,200 Land $20,000 Building $197,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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