388 Genesee St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 388 Genesee St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,351 sqft · built 1956
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$171,500 (Jan 2021)
Tax Bill	$8,146 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
APN	`251201 38.54-1-28`

Property Details

APN / Parcel Number

Primary APN	`251201 38.54-1-28`
Alternative APNs	`120103805400010280000000` `INSIDE`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	511 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	388 GENESEE ST
City	ONEIDA
State	NY
Zip	13421-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3015
Census Tract	30102

Owner

388 Genesee St is owned and occupied by two individuals who bought it in January 2021.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	388 GENESEE ST, ONEIDA, NY 13421-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Deed Document Number	2021234
Prior Transfer Date	Aug 15, 2011
Prior Transfer Doc	0020114185
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Jan 12, 2021
Property Address	388 GENESEE ST, ONEIDA, NY 13421-2612
Document Number	0000000234
Instrument Date	Nov 30, 2020
Instrument	234
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	147 PECK AVE #2 SYRACUSE NY 132063222, 2, SYRACUSE, NY 13206-3222

Mortgage

Document Number	235
Date	Jan 12, 2021
Instrument	235

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 388 Genesee St was $8,146, down 1.5% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,146.00 (-1.48%)
2025	$8,268.00	$166,200 Land $19,600 Building $146,600	$234,085 Land $27,606 Building $206,479
2023		$166,200 (-) Land $19,600 Building $146,600	$218,684 (+9.21%) Land $25,789 Building $192,895
2022	$4,140.00 Additional exemption filed	$166,200 Land $19,600 Building $146,600	$200,241 Land $23,614 Building $176,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 388 Genesee St; there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 388 Genesee St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20