388 Fairplay St, Rutledge, GA 30663 Property Records

Morgan County property record for 388 Fairplay St, Rutledge, GA 30663

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,441 sqft · built 2023
Lot Size	12.4 acres (540,144 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Feb 2022)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012 132 A`

Property Details

APN / Parcel Number

Primary APN	`012 132 A`
Alternative APN	`13804`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,441 sqft Heated Area
Basement Area	122 sqft
Finished Basement	122 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	540,144 sqft (12.4 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	13804
Street Address	388 FAIRPLAY ST
City	RUTLEDGE
State	GA
Zip	30663-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 3 - 12.40 AC
Legal Tract	3
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	1
Census Block	1044
Census Tract	10200

Owner

388 Fairplay St is owned and occupied by an individual who bought it in February 2022.

Source: Morgan County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	388 FAIRPLAY ST, RUTLEDGE, GA 30663-2401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2023	Deed of Trust, Mortgage · Construction Mortgage BANK OF MADISON COUNTY
Jun 28, 2024	Deed of Trust, Mortgage · Construction Mortgage BANK OF MADISON COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Deed Document Number	0000690558
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Recording Date	Aug 10, 2026
Property Address	388 FAIRPLAY ST, RUTLEDGE, GA 30663-2401
Document Number	0769000518
Book / Page	769 / 518
Instrument Date	Aug 3, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 FAIRPLAY ST, RUTLEDGE, GA 30663-2401

Mortgage

Document Number	0769000518,
Date	Aug 10, 2026
Book Page	769/518

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	388 FAIRPLAY ST, RUTLEDGE, GA 30663-2401
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 MCDONOUGH ST, RUTLEDGE, GA 30663-2981

Mortgage

Document Number	0000000723/0000000557
Date	Dec 21, 2023
Book Page	0000000723/0000000557

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	388 FAIRPLAY ST, RUTLEDGE, GA 30663-2401
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FAIRPLAY ST

Mortgage

Document Number	0000000732/0000000871
Date	Jun 28, 2024
Book Page	0000000732/0000000871

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Municipality	Rutledge City
Unified School District	Morgan County School District (PK - 12)

Flood

FEMA maps place 388 Fairplay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Fairplay St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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