Okaloosa County property record for 388 Evergreen Cir, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1984 |
| Lot Size | 0.181 acres (7,914 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Apr 1992) |
| Tax Bill | $1,025 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-8059-0 |
| Primary APN | C56-000-589-8059-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,496 sqft Heated Area |
| Gross Area | 1,972 sqft |
| 1st Floor Area | 1,496 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,914 sqft (0.181 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 388 EVERGREEN CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF MANOR S/D LOT 12 BLK A |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | GULF MANOR S/D |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 23306 |
388 Evergreen Cir is owned and occupied by two individuals who bought it in April 1992.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 388 EVERGREEN CIR, DESTIN, FL 32541-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1992 · Amount on File |
| Deed Sale | Apr 1, 1992 · Amount on File |
| Deed Document Number | 0016681095 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 388 Evergreen Cir was $1,025 with exemptions applied.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,025.00 Homeowner's exemption Widower's exemption | $130,663 | $315,902 Land $118,750 Building $197,152 |
| 2023 | $952.00 (-2.16%) Homeowner's exemption Widower's exemption | $123,283 (+3%) | $304,834 (+7.69%) Land $107,748 Building $197,086 |
| 2022 | $973.00 Homeowner's exemption Widower's exemption | $119,692 | $283,068 Land $97,953 Building $185,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 388 Evergreen Cir in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 388 Evergreen Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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