388 Deep Woods Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 388 Deep Woods Dr, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,720 sqft · built 1983
Lot Size	8.6 acres (374,616 sqft)
Owner	Owner Name on Record
Last Sale	$175,100 (Jul 2007)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-3-05.0-0-001-004.700`

Property Details

APN / Parcel Number

Primary APN	`30-3-05.0-0-001-004.700`
Alternative APN	`3030500000004700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	374,616 sqft (8.6 acres)
Patio Area	200 sqft

Location & Zoning

Old Parcel Number	3030500000004700
Street Address	388 DEEP WOODS DR
City	SAINT CLAIR
State	MO
Zip	63077-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:2 DEEP WOOD TWO
Legal Range	01E
Legal Township	41
Legal Section	05
Legal Subdivision	DEEP WOOD TWO
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	388 DEEP WOODS DR, SAINT CLAIR, MO 63077-3445
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage HUD
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Oct 9, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK
Sep 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 12, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2007 · Amount on Record
Deed Sale	Jul 9, 2007 · Amount on Record
Deed Document Number	0715662
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	388 DEEP WOODS DR, SAINT CLAIR, MO 63077-3445
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002308477
Date	Jul 21, 2023
Instrument	2308477

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Nov 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	388 DEEP WOODS DR, SAINT CLAIR, MO 63077-3445
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002202817
Date	Feb 23, 2022
Instrument	2202817

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN MO
Property Address	388 DEEP WOODS DR, SAINT CLAIR, MO 63077-3445
Document Number	0000015956
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 DEEP WOODS DR ST CLAIR MO 630773445, ST CLAIR, MO 63077-3445

Mortgage

Document Number	0000015956
Date	Nov 19, 2019
Instrument	15956

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	388 DEEP WOODS DR, SAINT CLAIR, MO 63077-3445
Document Number	0000014773
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 DEEP WOODS DR ST CLAIR MO 630773445, ST CLAIR, MO 63077-3445

Mortgage

Document Number	0000014773
Date	Sep 27, 2017
Instrument	14773

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN MO
Property Address	388 DEEP WOODS DR, SAINT CLAIR, MO 63077-3445
Document Number	0000015556
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 DEEP WOODS DR ST CLAIR MO 630773445, ST CLAIR, MO 63077-3445

Mortgage

Document Number	0000015556
Date	Oct 11, 2017
Instrument	15556

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 (+18.83%)	$33,177 (+8.86%)	$175,030 (+8.84%) Land $13,120 Building $161,910
2023	$1,689.00 (+15.29%)	$30,477	$160,820 Land $12,120 Building $148,700
2022	$1,465.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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