388 Clark Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 388 Clark Rd, Rutledge, TN 37861

Property Summary

Property Type	Rural Home
Details	1 ba · 672 sqft · built 1920
Lot Size	198 acres (8,638,383 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jul 2022)
Tax Bill	$5,387 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029081 02500`

Property Details

APN / Parcel Number

Primary APN	`029081 02500`
Alternative APN	`081 02500`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	1,172 sqft
Flooring	Softwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,638,383 sqft (198 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	821 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	2,200 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	388 CLARK RD
City	RUTLEDGE
State	TN
Zip	37861-4201
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 01, COUNTY AREA: G01 1 ADDITIONAL MOBILE HOME
Legal Subdivision	KEN AND DEBORAH WILSON PROPERTY
Jurisdiction	GRAINGER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1023
Census Tract	500200

Owner

Source: Grainger County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7186 RUTLEDGE PIKE, RUTLEDGE, TN 37861-3627
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Construction Mortgage ORNL FCU
Jul 18, 2022	Warranty Deed, Transfer FARM CREDIT MID AMERICA FLCA
Aug 9, 2021	Warranty Deed, Transfer
Aug 9, 2021	Warranty Deed, Transfer
Nov 2, 2017	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	20222564
Deed Book / Page	407 / 282
Transfer Doc	IN263/1316
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	388 CLARK RD, RUTLEDGE, TN 37861-4201
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7186 RUTLEDGE PIKE, RUTLEDGE, TN 37861-3627

Mortgage

Document Number	0000002336
Date	Aug 21, 2023
Book Page	417/464
Instrument	23002336

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.95%
Index	1-Year T-Bill
Max Rate	11.9%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Jul 18, 2022
Property Address	TAMPICO RD, RUTLEDGE, TN 37861
Document Number	0000002564
Book / Page	407 / 282
Map Reference	MB 9 PG 22
Instrument Date	Jul 13, 2022
Instrument	22002564
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	BRIDGE TITLE COMPANY LLC, BLUE RIDGE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7186 RUTLEDGE PIKE, RUTLEDGE, TN 37861-3627

Mortgage

Document Number	0000002565
Date	Jul 18, 2022
Instrument	22002565

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2047

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 9, 2021
Property Address	388 CLARK RD, RUTLEDGE, TN 37861-4201
Document Number	0000002755
Book / Page	397 / 64
Instrument Date	Jul 22, 2021
Instrument	21002755
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 TAMPICO RD, RUTLEDGE, TN 37861-4456

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 9, 2021
Property Address	388 CLARK RD, RUTLEDGE, TN 37861-4201
Document Number	0000002754
Book / Page	397 / 61
Instrument Date	Jul 22, 2021
Instrument	21002754
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Tax	$352.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 LAKE OAKLAND SHORES DR, WATERFORD, MI 48329-2159

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Nov 2, 2017
Property Address	TAMPICO RD, RUTLEDGE, TN 37861
Document Number	0000002753
Book / Page	000365 / 000615
Instrument Date	Oct 19, 2017
Instrument	2753
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	MARYVILLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	447 TAMPICO RD RUTLEDGE TN 378614243, RUTLEDGE, TN 37861-4243

Mortgage

Document Number	2754
Date	Nov 2, 2017
Book Page	000365/000617
Instrument	2754

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,387.00 (+139.21%) Additional exemption filed	$229,225 (+139.21%) Land $67,075 Building $162,150
2024	$2,252.00 Additional exemption filed	$95,825 (-) Land $67,075 Building $28,750
2023	$2,252.00 (-29.93%) Additional exemption filed	$95,825 (-31.53%) Land $67,075 Building $28,750
2022	$3,214.00	$139,950 Land $108,500 Building $31,450
2021			$1,397,500 Land $748,900 Building $648,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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