Essex County and Lynn City property record for 388 Chatham St, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,596 sqft · built 1915 |
| Lot Size | 0.115 acres (4,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,013 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:097 L:495 S:011 |
| Primary APN | B:097 L:495 S:011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 2,750 sqft |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,988 sqft (0.115 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 388 CHATHAM ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 495 |
| Legal Lot Number | 11 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 206300 |
388 Chatham St is owned and occupied by two individuals who acquired it in February 2022.
Source: Essex County and Lynn City records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 388 CHATHAM ST, LYNN, MA 01902-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance MASSACHUSETTS FAMILY CREDIT UNION |
| Feb 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MASS FAM CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 22, 2022 |
| Transfer Doc | 040744-304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Feb 23, 2022 |
| Property Address | 388 CHATHAM ST, LYNN, MA 01902-2114 |
| Document Number | 040744-302 |
| Book / Page | 40744 / 302 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 20220223001200 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 388 CHATHAM ST, LYNN, MA 01902-2114 |
| Document Number | 040744-304 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 40744/304 |
| Instrument | 20220223001210 |
| Name | MASSACHUSETTS FAMILY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 388 CHATHAM ST, LYNN, MA 01902-2114 |
| Document Number | 36583-185 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 36583-185 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 036583/000185 |
| Instrument | 1803142250 |
| Name | MASS FAM CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 13, 2038 |
The 2025 property tax bill for 388 Chatham St was $5,013, up 6.6% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,013.00 (+6.59%) | $483,900 (+8.35%) Land $191,500 Building $292,400 | $608,190 |
| 2024 | $4,703.00 (+2.69%) | $446,600 (+8.71%) Land $182,400 Building $264,200 | |
| 2023 | $4,580.00 | $410,800 Land $177,800 Building $233,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 388 Chatham St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Tropical Storm Henri |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 388 Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 933 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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