388 Cedar Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 388 Cedar Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,770 sqft · built 1951
Lot Size	0.639 acres (27,835 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Oct 2022)
Tax Bill	$14,580 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-04105-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`51-04105-0000-00001`
Alternative APN	`510410500001`

Interior

Stories	2 Stories
Building Area	1,770 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	27,835 sqft (0.639 acres)
Lot Dimensions	260 ft deep x 105 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	388 CEDAR AVE
City	RIDGEWOOD
State	NJ
Zip	07450-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SZ
Legal Description	.639 AC
Legal Block	4105
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	4
Census Block	4014
Census Tract	47500

Owner

388 Cedar Ave is owned and occupied by an individual who bought it in October 2022.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	388 CEDAR AVE, RIDGEWOOD, NJ 07450-5135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Jan 31, 1979 · Amount on File
Deed Document Number	202299188
Deed Book / Page	4833 / 1351
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 13, 2022
Property Address	388 CEDAR AVE, RIDGEWOOD, NJ 07450-5135
Document Number	0048331351
Book / Page	4833 / 1351
Instrument Date	Aug 8, 2022
Instrument	2022099188
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,351.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	593 RIVERBEND AVE, 593, POWELL, OH 43065-8307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 CEDAR AVE, RIDGEWOOD, NJ 07450-5135

Mortgage

Document Number	2022099189
Date	Oct 13, 2022
Instrument	2022099189

Lender

Name	HOMELAND LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 388 Cedar Ave was $14,580, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,500 (-) Land $347,700 Building $156,800	$504,500 (-) Land $347,700 Building $156,800
2025	$14,580.00 (+0.73%)	$504,500 Land $347,700 Building $156,800	$504,500 Land $347,700 Building $156,800
2024	$14,474.00
2023		$504,500 Land $347,700 Building $156,800	$504,500 Land $347,700 Building $156,800
2022	$12,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 388 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20