Bastrop County property record for 388 Balch Rd, Elgin, TX 78621
| Property Type | Rural Home |
|---|---|
| Details | 3,156 sqft · built 1973 |
| Lot Size | 0.902 acres (39,325 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Apr 2026 Transfer Oct 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R12135 |
| Primary APN | R12135 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,156 sqft Living Area |
| Gross Area | 3,576 sqft |
| 1st Floor Area | 1,856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 39,325 sqft (0.902 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 1,660 sqft |
| Street Address | 388 BALCH RD |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-5593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A60 STANDIFER, JAMES ACS 1.000 |
| Legal Subdivision | STANDIFER, JAMES |
| Legal Block | 1 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950101 |
Source: Bastrop County records · APN R12135
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 388 BALCH RD, ELGIN, TX 78621-5593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 02, 2018 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2026 |
| Transfer Doc | 0000005958 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Apr 10, 2026 |
| Property Address | 388 BALCH RD, ELGIN, TX 78621-5593 |
| Document Number | 0000005958 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20265958 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 376 BALCH RD, ELGIN, TX 78621-5593 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 388 BALCH RD, ELGIN, TX 78621-5593 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201814289 |
|---|---|
| Date | Oct 02, 2018 |
| Instrument | 201814289 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 897 Months |
| Due | Jul 24, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Oct 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Unified School District | Elgin Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $281,468 (-27.02%) Land $15,882 Building $265,586 | $281,468 (-27.02%) Land $15,882 Building $265,586 |
| 2023 | $385,683 Land $15,882 Building $369,801 | $385,683 Land $15,882 Building $369,801 |
Source: FEMA National Flood Hazard Layer as of April 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| JAB Wireless Fixed Wireless | 100 / 20 |
May also be available: SOS Communications.
Based on FCC filings for 4 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUA WSC serves 86,325 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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