388 Arbor Rdg, Benton Harbor, MI 49022 Property Records

Berrien County property record for 388 Arbor Rdg, Benton Harbor, MI 49022

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,710 sqft · built 2004
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2021)
Tax Bill	$5,042 (2025)
Deeds & Mortgages	Oct 2021 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-9000-0026-00-8`

Property Details

APN / Parcel Number

Primary APN	`03-9000-0026-00-8`
Alternative APN	`11-03-9000-0026-00-8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft
Basement Area	1,710 sqft
Unfinished Basement	1,710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Raised Ranch
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	137 ft deep x 90.1 ft wide
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	388 ARBOR RDG
City	BENTON HARBOR
State	MI
Zip	49022-2777
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A2 SING FA
Legal Description	UNIT 26 WOODRIDGE PLACE CONDOMINIUM LIBER 148 PAGE 1
Legal Subdivision	WOODRIDGE PLACE CONDO
Legal Unit	26
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2026
Census Tract	2500

Owner

388 Arbor Rdg, a condominium, is owned and occupied by an individual who bought it in October 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 946, SAINT JOSEPH, MI 49085-0946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Sep 25, 2020 · Amount on File
Deed Book / Page	3348 / 2310
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	03158/3304
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 13, 2021
Property Address	388 ARBOR RDG, BENTON HARBOR, MI 49022-2777
Document Number	03348/2310
Book / Page	3348 / 2310
Map Reference	LB 148 PG 1
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$2,711.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	388 ARBOR RDG, BENTON HARBOR, MI 49022-2777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 946, SAINT JOSEPH, MI 49085-0946

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 25, 2020
Property Address	388 ARBOR RDG, BENTON HARBOR, MI 49022-2777
Document Number	03292/1080
Book / Page	3292 / 1080
Map Reference	LB 148 PG 1
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,433.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 BEVERIDGE AVE # A, A, BENTON HARBOR, MI 49022-1602

Mortgage

Document Number	0032921081
Date	Sep 25, 2020
Instrument	3292/1081

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 388 Arbor Rdg was $5,042 with a homeowner's exemption, up 4.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,500 (+11.08%)	$365,000 (+11.08%)
2025	$5,042.00 (+4.35%) Homeowner's exemption	$164,300	$328,600
2024	$4,832.00
2023		$142,700	$285,400
2022	$4,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 Arbor Rdg in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Arbor Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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