388 7th St, Wells, NV 89835 Property Records

Elko County property record for 388 7th St, Wells, NV 89835

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,025 sqft · built 1890
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Sep 2017)
Tax Bill	$758 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-542-004`

Property Details

APN / Parcel Number

Primary APN	`002-542-004`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Concrete
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	4,487 sqft (0.103 acres)
Patio Area	252 sqft
Canopy	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	388 7TH ST
City	ELKO
State	NV
Zip	89801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GC
Legal Description	WELLS CITY FILE 10993 AND THE ELY HALF OF EXCEPTING THEREFROM A STRIP OF LAND DESCRIBED AS FOLLOWS: BEG AT A PT, THE SE COR OF LOT 6 & THE SW COR OF LOT 5 IN BLK D; TH: NELY 80 ON A LINE COMMON TO LOTS 6 & 5; TH: AT RIGHT ANGLES WLY 5; TH: AT RIGHT A
Legal Subdivision	CITY/WELLS
Legal Block	D
Legal Lot Number	6
Jurisdiction	ELKO NV
Township / Civil Division	WELLS
Census Block Group	2
Census Block	2009
Census Tract	950200

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 580, WELLS, NV 89835-0580
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 15, 2017	Bargain and Sale Deed, Transfer · VA Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Jun 23, 2006 · Amount on Record
Deed Document Number	2017730598
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	388 7TH ST, WELLS, NV 89835
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000784631
Date	Mar 26, 2021
Instrument	784631

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jan 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	388 7TH ST, WELLS, NV 89835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000767920
Date	Apr 29, 2020
Instrument	767920

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2047

September 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 15, 2017
Property Address	388 7TH ST, WELLS, NV 89835
Document Number	0000730598
Instrument Date	Jul 31, 2017
Instrument	730598
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 853, WELLS, NV 89835-0853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 580, WELLS, NV 89835-0580

Mortgage

Document Number	0000730599
Date	Sep 15, 2017
Instrument	730599

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Wells City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$758.00 (+3.13%)	$23,971 (+0.23%) Land $2,800 Building $21,171	$68,489 (+0.23%) Land $8,000 Building $60,489
2025	$735.00 (+21.09%)	$23,917 (+18.18%) Land $2,800 Building $21,117	$68,334 (+18.18%) Land $8,000 Building $60,334
2023	$607.00 (+3.06%)	$20,238 (+13.7%) Land $611 Building $19,627	$57,823 (+13.7%) Land $1,746 Building $56,077
2022	$589.00	$17,799 Land $611 Building $17,188	$50,855 Land $1,746 Building $49,109

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 76% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLS MUNICIPAL WATER DEPARTMENT serves 1,300 people · EPA ID NV0000245
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eccelerate Internet Cable	300 / 100
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband.

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures