Lake County property record for 38793 Ranch Gate Blvd, Umatilla, FL 32784
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.08 acres (47,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,900 (Oct 2026) |
| Tax Bill | $1,614 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Construction Loan Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-18-27-0010-000-00700 |
| Primary APN | 21-18-27-0010-000-00700 |
|---|---|
| Alternative APNs |
|
| Lot Area | 47,052 sqft (1.08 acres) |
|---|
| Account Number | 3948485 |
|---|---|
| Street Address | 38793 RANCH GATE BLVD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9439 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SHORELINE RANCH PB 81 PG 88-100 LOT 7 ORB 6217 PG 2067 |
| Legal Subdivision | SHORELINE RANCH |
| Legal Tract | A-L |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 30109 |
38793 Ranch Gate Blvd, residential vacant land, is owned by two individuals who bought it in October 2026.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4030 BROOKSHIRE CIR, EUSTIS, FL 32736-0002 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Warranty Deed, Construction Loan · Construction Mortgage FIRST FEDERAL BANK |
| Sep 19, 2025 | Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2026 · Amount on File |
| Deed Sale | Oct 9, 2026 · Amount on File |
| Prior Sale | Sep 19, 2025 · Amount on File |
| Deed Document Number | 2026124523 |
| Deed Book / Page | 6827 / 750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 9, 2026 |
| Property Address | 38793 RANCH GATE BLVD, UMATILLA, FL 32784-9439 |
| Document Number | 0000124523 |
| Book / Page | 6827 / 750 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 2026124523 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 22, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $105,979.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4030 BROOKSHIRE CIR, EUSTIS, FL 32736-0002 |
| Document Number | 0000124524, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 2026124524 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Nov 1, 2057 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 19, 2025 |
| Property Address | 38793 RANCH GATE BLVD, UMATILLA, FL 32784-9439 |
| Document Number | 0066000811 |
| Book / Page | 6600 / 811 |
| Map Reference | MB 81 PG 88 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025116501 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 MAPLE DR, BOWMANSVILLE, NY 14026-1028 |
| Name | Verified Name |
|---|---|
| Address | 4946 RAINBOW TROUT ROAD, MOUNT PLYMOUTH, FL 32776 |
The 2025 property tax bill for 38793 Ranch Gate Blvd was $1,614, down 0.9% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (-) Land $120,000 | $120,000 (-) Land $120,000 | |
| 2025 | $1,614.00 (-0.86%) | $120,000 Land $120,000 | $120,000 Land $120,000 |
| 2024 | $1,628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38793 Ranch Gate Blvd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38793 Ranch Gate Blvd is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Xfinity.
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