Ray County property record for 38793 N Saint Cloud Cir, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2007 |
| Lot Size | 9.94 acres (432,986 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,444 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-05-15-00-000-001.000 |
| Primary APN | 11-05-15-00-000-001.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 432,986 sqft (9.94 acres) |
| Garage Type | Attached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 364 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 38793 N SAINT CLOUD CIR |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-8711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 SWEET OAKS II S/D BEG AT NW COR OF NE1/4 NE1/4 TH:E 653' S 662.98' W 653.14' N 662.66' TO POB |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 15 |
| Legal Subdivision | SWEET OAKS II S D |
| Legal Lot Number | 1 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 80001 |
Source: Ray County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38793 N SAINT CLOUD CIR, RICHMOND, MO 64085-8711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,444.00 | $24,590 (+4.37%) Land $3,520 Building $21,070 | $130,600 (+4.35%) Land $19,690 Building $110,910 |
| 2024 | $1,444.00 (+10.4%) | $23,560 (+9.94%) Land $3,520 Building $20,040 | |
| 2023 | $125,150 (+9.8%) Land $19,690 Building $105,460 | ||
| 2022 | $1,308.00 | $21,430 Land $3,230 Building $18,200 | |
| 2021 | $113,980 Land $18,190 Building $95,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 57% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY CONS PWSD 2 serves 9,360 people · EPA ID MO1024511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
May also be available: Spectrum, T-Mobile, United Fiber.
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