38790 Van Ward Rd, Abell, MD 20606 Property Records

St. Mary's County property record for 38790 Van Ward Rd, Abell, MD 20606

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,840 sqft · built 1978
Lot Size	4.84 acres (210,830 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2017)
Tax Bill	$4,903 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-026471`

Property Details

APN / Parcel Number

Primary APN	`07-026471`
Alternative APNs	`7026471` `026471`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	210,830 sqft (4.84 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	2,376 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026471
Street Address	38790 VAN WARD RD
City	ABELL
State	MD
Zip	20606-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	5.00 ACRES
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	2
Census Block	2034
Census Tract	875300

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38790 VAN WARD RD, ABELL, MD 20606-2134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU
Nov 13, 2020	Deed, Transfer
Nov 3, 2017	Deed, Transfer · Conventional Mortgage 1ST MARINER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Deed Document Number	20174758-287
Deed Book / Page	4758 / 287
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38790 VAN WARD RD, ABELL, MD 20606-2134
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056740492
Date	Mar 4, 2021
Book Page	5674/492

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38790 VAN WARD RD, ABELL, MD 20606-2134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052920299
Date	Mar 16, 2020
Book Page	5292/299

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 13, 2020
Property Address	38790 VAN WARD RD, ABELL, MD 20606-2134
Document Number	0055380024
Book / Page	5538 / 24
Map Reference	LB DBK 190 FO 270
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38790 VAN WARD RD, ABELL, MD 20606-2134

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 3, 2017
Property Address	38790 VAN WARD RD, ABELL, MD 20606-2134
Document Number	0047580287
Book / Page	4758 / 287
Instrument Date	Oct 31, 2017
Instrument	4758-287
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TRI COUNTY ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38790 VAN WARD RD, ABELL, MD 20606-2134

Mortgage

Document Number	0047580294
Date	Nov 3, 2017
Book Page	4758/294
Instrument	4758-294

Lender

Name	1ST MARINER BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,367 (+21.72%)	$521,800 (+29.32%) Land $327,600 Building $194,200
2025	$4,903.00 (+11.43%)
2023	$4,400.00	$396,300	$403,500 Land $275,100 Building $128,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2003–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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