3878 Helmsman Dr, Naples, FL 34120 Property Records

Collier County property record for 3878 Helmsman Dr, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	3,461 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	Trust Name on File
Last Sale	$592,876 (Aug 2020)
Tax Bill	$6,530 (2025)
Deeds & Mortgages	May 2026 Transfer Sep 2023 Line of Credit + 2 more
Flood Zone	Zone AH (high risk)
APN	`705310 2513B26`

Property Details

APN / Parcel Number

Primary APN	`705310 2513B26`
Alternative APN	`81080006205`

Interior

Building Area	3,461 sqft Living Area
1st Floor Area	3,461 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Pool Area	360 sqft
Deck Area	289 sqft

Location & Zoning

Street Address	3878 HELMSMAN DR
City	NAPLES
State	FL
Zip	34120-0719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARM SPRINGS PHASE 2 LOT 251
Legal Range	26
Legal Township	48
Legal Section	26
Legal Subdivision	WARM SPRINGS PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	251
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10423

Owner

3878 Helmsman Dr is owner-occupied and held in a trust since May 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	3878 HELMSMAN DR, NAPLES, FL 34120-0719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Aug 6, 2020	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC
Jan 3, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Prior Sale	Jan 3, 2020 · Amount on File
Deed Document Number	20205904260
Deed Book / Page	5798 / 346
Last Transfer Date	May 22, 2026
Transfer Doc	0065922082
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 29, 2026
Property Address	3878 HELMSMAN DR, NAPLES, FL 34120-0719
Document Number	0065922082
Book / Page	6592 / 2082
Instrument Date	May 22, 2026
Instrument	20266830853
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3878 HELMSMAN DR, NAPLES, FL 34120-0719

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3878 HELMSMAN DR, NAPLES, FL 34120-0719
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11904, TAMPA, FL 33680-1904

Mortgage

Document Number	0062890228
Date	Sep 19, 2023
Book Page	6289/228
Instrument	6454811

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 6, 2020
Property Address	3878 HELMSMAN DR, NAPLES, FL 34120-0719
Document Number	0057980346
Book / Page	5798 / 346
Map Reference	MB 63 PG 58-63
Instrument Date	Jul 31, 2020
Instrument	5904260
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,150.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 CRESCENT PARK DR, 4107, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3878 HELMSMAN DR, NAPLES, FL 34120-0719

Mortgage

Document Number	0005798351
Date	Aug 6, 2020
Instrument	5798/351

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 3, 2020
Property Address	3878 HELMSMAN DR, NAPLES, FL 34120-0719
Document Number	0057132119
Book / Page	005713 / 002119
Instrument Date	Jan 3, 2020
Instrument	5811434
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$43,424.79
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4901 VINELAND RD #450 ORLANDO FL 328117229, 450, ORLANDO, FL 32811-7229
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3878 Helmsman Dr was $6,530.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,201 (+2.7%)	$936,831 (+11.3%) Land $219,821 Building $717,010
2025	$6,530.00 Homeowner's exemption	$637,002	$841,711 Land $248,292 Building $593,419
2023	$5,469.00 (-2.39%) Homeowner's exemption	$545,805 (+3%)	$790,386 (+19.24%) Land $119,491 Building $670,895
2022	$5,603.00 Homeowner's exemption	$529,908	$662,836 Land $106,455 Building $556,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3878 Helmsman Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	4 (2015–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3878 Helmsman Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, DSI Stream, T-Mobile.

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