3878 General Puller Hwy, Saluda, VA 23149 Property Records

Middlesex County property record for 3878 General Puller Hwy, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1972
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Mar 2024)
Tax Bill	$594 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27 144B`

Property Details

APN / Parcel Number

Primary APN	`27 144B`
Alternative APN	`1203`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	960 sqft
1st Floor Area	936 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1203
Street Address	3878 GENERAL PULLER HWY
City	SALUDA
State	VA
Zip	23149-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CHIRSTCHURCH .352 AC DB185-342 P345 239-08 D264-512 299-274 D23-804 D24-292
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1010
Census Tract	951000

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3878 GENERAL PULLER HWY, SALUDA, VA 23149-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION
May 19, 2023	Warranty Deed, Transfer · Commercial Mortgage FTF LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	May 19, 2023 · Amount on Record
Deed Document Number	2024292
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Mar 1, 2024
Property Address	3878 GENERAL PULLER HWY, SALUDA, VA 23149-3103
Document Number	0240000292
Instrument Date	Feb 13, 2024
Instrument	240000292
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	QUALITY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3878 GENERAL PULLER HWY, SALUDA, VA 23149-3103

Mortgage

Document Number	0240000293
Date	Mar 1, 2024
Instrument	240000293

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0240000294
Date	Mar 1, 2024
Instrument	240000294

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	May 19, 2023
Property Address	3878 GENERAL PULLER HWY, SALUDA, VA 23149-3103
Document Number	0230000804
Instrument Date	Apr 25, 2023
Instrument	230000804
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	759 MARINERS WOODS DR, HARTFIELD, VA 23071-3135

Mortgage

Document Number	0230000805
Date	May 19, 2023
Instrument	230000805

Lender

Name	FTF LENDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$594.00	$97,400 (-) Land $32,000 Building $65,400	$97,400 (-) Land $32,000 Building $65,400
2025	$594.00	$97,400 (-) Land $32,000 Building $65,400	$97,400 (-) Land $32,000 Building $65,400
2023	$594.00	$97,400 Land $32,000 Building $65,400	$97,400 Land $32,000 Building $65,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2001–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on General Puller Hwy

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures