3878 20th St SW, Backus, MN 56435 Property Records

Cass County property record for 3878 20th St SW, Backus, MN 56435

Property Summary

Property Type	General Agricultural/Rural
Details	1,620 sqft · built 2004
Lot Size	20 acres (872,507 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2022)
Tax Bill	$1,514 (2026)
Deeds & Mortgages	Apr 2006 Line of Credit Jul 2012 Mortgage + 2 more
APN	`31-028-3401`

Property Details

APN / Parcel Number

Primary APN	`31-028-3401`
Alternative APN	`21891`

Interior

Stories	1 Story
Building Area	1,620 sqft Base Area
1st Floor Area	1,620 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	872,507 sqft (20 acres)
Garage Area	1,076 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft
Pole Barn	1,792 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21891
Street Address	3878 20TH ST SW
City	BACKUS
State	MN
Zip	56435-2567
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	W1/2 OF SE1/4 SW1/4
Legal Range	30
Legal Township	138
Legal Section	28
Jurisdiction	CASS MN
Township / Civil Division	PINE RIVER
Census Block Group	2
Census Block	2009
Census Tract	960600

Owner

3878 20th St SW, an agricultural property, is owned and occupied by an individual who bought it in June 2022.

Source: Cass County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3878 20TH ST SW, BACKUS, MN 56435-2567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 16, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBERS COOPERATIVE CREDIT UNION
Jun 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PINE RIVER STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Aug 16, 2005 · Amount on File
Deed Document Number	20221431804
Record Updated	Sep 20, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	3878 20TH ST SW, BACKUS, MN 56435-2567
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000511829
Date	Apr 17, 2006
Instrument	A000511829

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Feb 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	3878 20TH ST SW, BACKUS, MN 56435-2567
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RES TITLE, RELS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000582181
Date	Jul 16, 2012
Instrument	A000582181

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2027

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Jun 28, 2022
Property Address	3878 20TH ST SW, BACKUS, MN 56435-2567
Document Number	A000685514
Instrument Date	Jun 24, 2022
Instrument	A000685514
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3878 20TH ST SW, BACKUS, MN 56435-2567

Mortgage

Document Number	A000685515
Date	Jun 28, 2022
Instrument	A000685515

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Jun 3, 2022
Property Address	3878 20TH ST SW, BACKUS, MN 56435-2567
Document Number	A000684747
Instrument Date	Jun 1, 2022
Instrument	A000684747
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2988 N 325 ST, RAMSEY, IL 62080-4107

Mortgage

Document Number	A000684748
Date	Jun 3, 2022
Instrument	A000684748

Lender

Name	PINE RIVER STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3878 20th St SW was $1,514 with a homeowner's exemption, up 5.9% from the year before.

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Pine River Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,514.00 (+5.87%) Homeowner's exemption
2025	$1,430.00	$492,300 Land $102,500 Building $389,800	$492,300 Land $102,500 Building $389,800
2023	$1,354.00
2022		$393,100 Land $67,300 Building $325,800	$393,100 Land $67,300 Building $325,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3878 20th St SW.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3878 20th St SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: T-Mobile.

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