Charles Mix County property record for 38777 285th St, Armour, SD 57313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,512 sqft · built 2001 |
| Lot Size | 10.4 acres (455,202 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Oct 2010 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10.05.1015 |
| Primary APN | 10.05.1015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,512 sqft Garage |
| Basement Area | 1,512 sqft |
| Finished Basement | 1,512 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 455,202 sqft (10.4 acres) |
| Garage Area | 448 sqft |
| Street Address | 38777 285TH ST |
|---|---|
| City | ARMOUR |
| State | SD |
| Zip | 57313-6724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 97 64 W810' OF S540' OF N615' OF LOT 1 & E33' OF S540' OF N615' OF LOT 2 (10.45A) |
| Legal Range | 64W |
| Legal Township | 97N |
| Legal Section | 05 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLES MIX SD |
| Township / Civil Division | HOWARD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 940200 |
Source: Charles Mix County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38777 285TH ST, ARMOUR, SD 57313-6724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MIX SD |
| Property Address | 38777 285TH ST, ARMOUR, SD 57313-6724 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000108/293 |
|---|---|
| Date | Oct 18, 2010 |
| Book Page | 108/293 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Address | PO BOX 11701, NEWARK, NJ 07101 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2040 |
Source: Charles Mix County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Charles Mix County |
| County Subdivision | Howard Township |
| Unified School District | Armour School District 21-1 (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $372,900 (+133.72%) Land $54,000 Building $318,900 | $372,900 Land $54,000 Building $318,900 |
| 2023 | $159,553 Land $24,753 Building $134,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 69% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANDALL COMMUNITY WATER DISTRICT serves 6,248 people · EPA ID SD4600433 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Golden West Telecommunications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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