Okaloosa County property record for 3877 Sand Dune Ct, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1995 |
| Lot Size | 0.129 acres (5,641 sqft) |
| Owner | Company Name on File |
| Last Sale | $849,900 (Feb 2026) |
| Tax Bill | $6,984 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00-2S-22-067A-000A-0120 |
| Primary APN | 00-2S-22-067A-000A-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Heated Area |
| Gross Area | 2,636 sqft |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 840 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete Tile |
| Lot Area | 5,641 sqft |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3877 SAND DUNE CT |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNES OF DESTIN LOT 12 BLK A |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | DUNES OF DESTIN |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23303 |
3877 Sand Dune Ct is owned by a company that bought it in February 2026.
Source: Okaloosa County records, as of March 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3635 MONTANA AVE, BILLINGS, MT 59101-1889 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on File |
| Deed Sale | Feb 18, 2026 · Amount on File |
| Prior Sale | Feb 18, 2019 · Amount on File |
| Deed Document Number | 3799259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 18, 2026 |
| Property Address | 3877 SAND DUNE CT, DESTIN, FL 32541-3209 |
| Document Number | 0003799259 |
| Map Reference | MB 13 PG 39&40 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 3799259 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,949.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 GRIZZLY ST W, FREEPORT, FL 32439-4680 |
| Name | Verified Name |
|---|---|
| Address | 3635 MONTANA AVE, BILLINGS, MT 59101-1889 |
| Investor | Possibly a Property Investor |
| Document Number | 0003799260 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 3799260 |
| Name | AMERITRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 3877 Sand Dune Ct was $6,984.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,984.00 | $608,300 Land $239,077 Building $369,223 | $608,300 Land $239,077 Building $369,223 |
| 2023 | $6,229.00 (+11.29%) | $578,633 (+15.19%) | $576,496 (+14.76%) Land $206,082 Building $370,414 |
| 2022 | $5,597.00 | $502,342 Land $161,438 Building $340,904 | $502,342 Land $161,438 Building $340,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3877 Sand Dune Ct in Zone X, an area of moderate flood risk, though there have been 507 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 665 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3,929 units insured incl. 3,264 condo units |
| Nearby Flood Claims | 507 (1979–2026) |
| Claims Outside the SFHA | 33 of 507 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3877 Sand Dune Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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