3877 Co Rd 1450, Cairo, MO 65239 Property Records

Randolph County property record for 3877 Co Rd 1450, Cairo, MO 65239

Property Summary

Property Type	Rural Home
Details	7 bd · 5 ba · 2,992 sqft · built 2005
Lot Size	7.98 acres (347,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$832,040 (Nov 2022)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Jan 2023 Refinance Dec 2012 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-3.0-07.0-0.0-000-001.008`

Property Details

APN / Parcel Number

Primary APN	`08-3.0-07.0-0.0-000-001.008`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,992 sqft Living Area
Basement Area	1,600 sqft
Finished Basement	1,600 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	347,609 sqft (7.98 acres)
Lean-To	Lean-To
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3877 COUNTY ROAD 1450
City	CAIRO
State	MO
Zip	65239-2519
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BEGIN AT A POINT 50' N OF SE CORNER OF NE1/4 OF NE1/4, TH W 1325', TH N 400', TH E 825', TH S 350' TH E 500' TO E LINE OF SECTION, TH S 50' TO POB, LESS RD R/W
Legal Range	13W
Legal Township	54N
Legal Section	07
Legal Subdivision	S7, T54, R13
Jurisdiction	RANDOLPH MO
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3034
Census Tract	490100

Owner

Source: Randolph County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Dec 6, 2012	Deed of Trust, Mortgage COUNTY BANK
Feb 10, 2011	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK, N.A.
Jan 2, 2007	Deed of Trust, Mortgage PROVIDENT FUNDING ASSOCIATES, LP
Jul 24, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Oct 5, 2010	Deed of Trust, Mortgage WELLS FARGO BANK NA
Nov 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	20224315
Deed Book / Page	939 / 2728
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00940/1084
Date	Jan 9, 2023
Book Page	940/1084
Instrument	20230073

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519

Mortgage

Document Number	000786/609
Date	Dec 6, 2012
Book Page	786/609
Instrument	20124395

Lender

Name	COUNTY BANK
Address	1615 N MORLEY ST, MOBERLY, MO 65270

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2042

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519

Mortgage

Document Number	000749/318
Date	Feb 10, 2011
Book Page	749/318
Instrument	20110469

Lender

Name	COMMERCE BANK, N.A.
Type	Seller
Address	208 W REED ST, MOBERLY, MO 65270

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519

Mortgage

Document Number	000657/531
Date	Jan 2, 2007
Book Page	657/531
Instrument	20070018

Lender

Name	PROVIDENT FUNDING ASSOCIATES, LP
Address	1633 BAYSHORE HWY STE 10, BURLINGAME, CA 94010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2037

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000956/987
Date	Jul 24, 2025
Book Page	956/987
Instrument	20252579

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

Interest

Rate Type	Adjustable Rate

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519

Mortgage

Document Number	000742/428
Date	Oct 5, 2010
Book Page	742/428
Instrument	20103225

Lender

Name	WELLS FARGO BANK NA
Address	PO BOX 11701, NEWARK, NJ 07101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2040

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Nov 30, 2022
Property Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519
Document Number	00939/2728
Book / Page	939 / 2728
Instrument Date	Nov 29, 2022
Instrument	20224315
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3877 COUNTY ROAD 1450, CAIRO, MO 65239-2519
Investor	Possibly a Property Investor

Mortgage

Document Number	0020224316
Date	Nov 30, 2022
Instrument	20224316

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Northeast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,895.00 (+23.22%)	$66,120 (+15.27%) Land $1,804 Building $64,316	$348,280 (+15.24%) Land $9,500 Building $338,780
2023		$57,361 Land $1,591 Building $55,770	$302,210 Land $8,380 Building $293,830
2019	$3,161.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON CO PWSD 1 serves 12,865 people · EPA ID MO2024363
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Communication Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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