Stearns County property record for 38768 325th Ave, Melrose, MN 56352
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1994 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Nov 2014) |
| Tax Bill | $2,974 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12561-0004 |
| Primary APN | 21-12561-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 1,808 sqft |
| 1st Floor Area | 1,196 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 1,012 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38768 325TH AVE |
|---|---|
| City | MELROSE |
| State | MN |
| Zip | 56352-8265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36-126-33 5.00A S 295' OF W 738.45' OF NW4NW4 SECTION 36 TOWNSHIP 126 RANGE 033 SECTION 36 TOWNSHIP 126 RANGE 033 |
| Legal Range | 33W |
| Legal Township | 126 |
| Legal Section | 36 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MELROSE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10600 |
38768 325th Ave is owned and occupied by an individual who bought it in November 2014.
Source: Stearns County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38768 325TH AVE, MELROSE, MN 56352-8265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on File |
| Deed Sale | Nov 21, 2014 · Amount on File |
| Prior Sale | Jul 9, 2014 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 16, 2026 |
| Property Address | 38768 325TH AVE, MELROSE, MN 56352-8265 |
| Document Number | 0001721017 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20261721017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38768 325TH AVE, MELROSE, MN 56352-8265 |
| Document Number | 0001721017, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 20261721017 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 38768 325th Ave was $2,974.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Melrose Township |
| Unified School District | Melrose Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,974.00 | $399,700 (+1.52%) Land $71,500 Building $328,200 | $399,700 (+1.52%) Land $71,500 Building $328,200 |
| 2025 | $393,700 Land $67,000 Building $326,700 | $393,700 Land $67,000 Building $326,700 | |
| 2023 | $2,274.00 | $311,000 Land $65,900 Building $245,100 | $311,000 Land $65,900 Building $245,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38768 325th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38768 325th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures