3876 Shingle Block Rd, Bedford, VA 24523 Property Records

Bedford County property record for 3876 Shingle Block Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,184 sqft · built 1971
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Mar 2026)
Tax Bill	$969 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`199 A 88`

Property Details

APN / Parcel Number

Primary APN	`199 A 88`
Alternative APNs	`19909900` `157252`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	563 sqft
Basement Area	563 sqft
Unfinished Basement	563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3876 SHINGLE BLOCK RD
City	BEDFORD
State	VA
Zip	24523-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER CR PB 64/9
Legal Subdivision	CLOVER CR
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	2
Census Block	2048
Census Tract	30202

Owner

Source: Bedford County records · APN 199 A 88

Assessment roll updated August 1, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3876 SHINGLE BLOCK RD, BEDFORD, VA 24523-4822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2022	Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC
Jan 14, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Mar 05, 2021 · Amount on Record
Deed Document Number	20262540
Record Updated	Jun 08, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 24, 2026
Property Address	3876 SHINGLE BLOCK RD, BEDFORD, VA 24523-4822
Document Number	0260002540
Map Reference	MB 64 PG 9
Instrument Date	Mar 17, 2026
Instrument	260002540
Transaction Type	Transfer
Record Updated	Apr 08, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3876 SHINGLE BLOCK RD, BEDFORD, VA 24523-4822

Mortgage

Document Number	0260002541
Date	Mar 24, 2026
Instrument	260002541

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 18, 2022
Property Address	3876 SHINGLE BLOCK RD, BEDFORD, VA 24523-4822
Document Number	0220000761
Instrument Date	Jan 13, 2022
Instrument	220000761
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 SHINGLE BLOCK RD, BEDFORD, VA 24523-4822

Mortgage

Document Number	0220000762
Date	Jan 18, 2022
Instrument	220000762

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

Interest

Rate Type	Fixed Rate

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 14, 2022
Property Address	3876 SHINGLE BLOCK RD, BEDFORD, VA 24523-4822
Document Number	0220000681
Instrument Date	Jan 12, 2022
Instrument	220000681
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6935 TOLERS FERRY RD, HUDDLESTON, VA 24104-4227

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00	$236,500 (+1%) Land $45,000 Building $191,500
2023	$969.00 Additional exemption filed	$118,250	$236,500 Land $45,000 Building $191,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shingle Block Rd

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