3876 Mandy Ct, Warsaw, IN 46582 Property Records

Kosciusko County property record for 3876 Mandy Ct, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 2017
Lot Size	0.22 acres (9,576 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2024)
Tax Bill	$3,018 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-726019-09`

Property Details

APN / Parcel Number

Primary APN	`004-726019-09`
Alternative APNs	`43-11-11-300-924.000-032` `00030072418` `0472601909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
1st Floor Area	1,742 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,576 sqft (0.22 acres)
Lot Dimensions	126 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00030072418
Street Address	3876 MANDY CT
City	WARSAW
State	IN
Zip	46582-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	4-55-82 LOT 10 BELLE AUGUSTA SEC 1
Legal Range	6
Legal Township	32
Legal Section	11
Legal Subdivision	BELLE AUGUSTA
Legal Lot Number	10
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2017
Census Tract	962101

Owner

3876 Mandy Ct is owned and occupied by two individuals who bought it in August 2024.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3876 MANDY CT, WARSAW, IN 46582-5000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
Mar 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE ASSURANCE INC
Apr 25, 2019	Intrafamily Transfer, Transfer
Mar 8, 2018	Corporation Deed, Subdivision Related Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 8, 2018	Corporation Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Oct 19, 2022 · Amount on File
Deed Document Number	202480365
Prior Transfer Date	Nov 27, 2023
Prior Transfer Doc	0000110883
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 19, 2022
Property Address	3876 MANDY CT, WARSAW, IN 46582-5000
Document Number	2022100692
Map Reference	MB 15 PG 42
Instrument Date	Oct 14, 2022
Instrument	2022100692
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 MANDY CT, WARSAW, IN 46582-5000

Mortgage

Document Number	2022100693
Date	Oct 19, 2022
Instrument	2022100693

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 24, 2020
Property Address	3876 MANDY CT, WARSAW, IN 46582-5000
Document Number	2020030926
Map Reference	MB 15 PG 42
Instrument Date	Mar 19, 2020
Instrument	2020030926
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 MANDY CT, WARSAW, IN 46582-5000

Mortgage

Document Number	2020030927
Date	Mar 24, 2020
Instrument	2020030927

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 25, 2019
Property Address	3876 MANDY CT, WARSAW, IN 46582-5000
Document Number	2019041017
Map Reference	MB 15 PG 42
Instrument Date	Apr 24, 2019
Instrument	2019041017
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3876 MANDY CT, WARSAW, IN 46582-5000

March 2018: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 8, 2018
Property Address	3876 MANDY CT, WARSAW, IN 46582-5000
Document Number	2018030279
Map Reference	MB 15 PG 42
Instrument Date	Feb 23, 2018
Instrument	2018030279
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 MANDY CT, WARSAW, IN 46582-5000

Mortgage

Document Number	2018030280
Date	Mar 8, 2018
Instrument	2018030280

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

March 2018: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 8, 2018
Property Address	3876 MANDY CT, WARSAW, IN 46582-5000
Document Number	2018030278
Map Reference	MB 15 PG 42
Instrument Date	Feb 23, 2018
Instrument	2018030278
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 S 13TH ST, DECATUR, IN 46733-1857
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3876 Mandy Ct was $3,018 with a homeowner's exemption, down 9.9% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,018.00 (-9.91%) Homeowner's exemption	$320,500 (-0.96%) Land $44,700 Building $275,800	$320,500 (-0.96%) Land $44,700 Building $275,800
2024	$3,350.00 (+10.02%) Homeowner's exemption	$323,600 (+10.59%) Land $42,900 Building $280,700	$323,600 (+10.59%) Land $42,900 Building $280,700
2023	$3,045.00 (+6.36%)	$292,600 (+6.52%) Land $41,000 Building $251,600	$292,600 (+6.52%) Land $41,000 Building $251,600
2022	$2,863.00 Homeowner's exemption	$274,700 Land $41,000 Building $233,700	$274,700 Land $41,000 Building $233,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3876 Mandy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3876 Mandy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kosciusko Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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