3876 Jj Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3876 Jj Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,768 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$506,500 (Aug 2021)
Tax Bill	$13,136 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-10-200-003-000`

Property Details

APN / Parcel Number

Primary APN	`10-10-200-003-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,768 sqft Living Area
1st Floor Area	3,768 sqft
Basement Area	3,768 sqft
Unfinished Basement	3,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	435,600 sqft (10 acres)
Driveway	Asphalt Driveway
Driveway Area	4,039 sqft
Porch	Slab
Porch Area	942 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3876 JJ RD
City	WATERLOO
State	IL
Zip	62298-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART W/2 NE/4
Legal Range	10W
Legal Township	03S
Legal Section	10
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1022
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3876 JJ RD, WATERLOO, IL 62298-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	2021418942
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 9, 2021
Property Address	3876 JJ RD, WATERLOO, IL 62298-2708
Document Number	0000418942
Instrument Date	Aug 6, 2021
Instrument	418942
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 JJ RD, WATERLOO, IL 62298-2708

Mortgage

Document Number	0000418943
Date	Aug 9, 2021
Instrument	418943

Lender

Name	MIDWEST BANKCENTRE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,136.00 (+44.53%) Homeowner's exemption	$226,350 (+46.6%) Land $14,770 Building $211,580	$679,050 (+46.6%) Land $44,310 Building $634,740
2024	$9,089.00
2022	Additional exemption filed	$154,400 Land $14,770 Building $139,630	$463,200 Land $44,310 Building $418,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	30 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jj Rd

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