3875 State Hwy E, Oak Ridge, MO 63769 Property Records

Cape Girardeau County property record for 3875 State Hwy E, Oak Ridge, MO 63769

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,360 sqft · built 1950
Lot Size0.64 acres (27,878 sqft)
OwnerIndividual Name on Record
Last Sale$92,501 (Jan 2024)
Tax Bill$742 (2025)
Deeds & MortgagesJan 2024 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN058130001004000000

Property Details

APN / Parcel Number

Primary APN058130001004000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
Basement Area912 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialVinyl
Construction TypeFrame
Lot Area27,878 sqft (0.64 acres)
Lot Dimensions323 ft deep x 370 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3875 STATE HWY E
CityOAK RIDGE
StateMO
Zip63769-5404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE PT OAK RIDGE
Legal Range12E
Legal Township33S
Legal Section33
Legal SubdivisionOAK RIDGE
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionAPPLE CREEK
Census Block Group2
Census Block2080
Census Tract880100

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3875 STATE HWY E, OAK RIDGE, MO 63769-5404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2024Quit Claim Deed, Transfer · Conventional Mortgage
BANK OF MISSOURI
Oct 14, 2020Quit Claim Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2024 · Amount on Record
Deed SaleJan 9, 2024 · Amount on Record
Prior SaleOct 14, 2020 · Amount on Record
Deed Document Number2024215
Prior Transfer DateDec 18, 2023
Prior Transfer Doc0202400215
Record UpdatedOct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateJan 9, 2024
Property Address3875 STATE HWY E, OAK RIDGE, MO 63769-5404
Document Number0202400215
Instrument DateDec 18, 2023
Instrument2024-00215
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3875 STATE HWY E, OAK RIDGE, MO 63769-5404

Mortgage

Document Number0202400216
DateJan 9, 2024
Instrument2024-00216
Lender
NameBANK OF MISSOURI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.75%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2020
Change FrequencyAnnually
Min Rate At Change7.75%
Max Rate At Change9.75%
Index1-Year CMT
Max Rate13.7%

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateOct 14, 2020
Property Address3875 STATE HWY E, OAK RIDGE, MO 63769-5404
Document Number0000012903
Instrument DateOct 1, 2020
Instrument12903
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3875 STATE HWY E OAK RIDGE MO 637695404, OAK RIDGE, MO 63769-5404

Mortgage

Document Number12904
DateOct 14, 2020
Instrument12904
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term180 Months
DueOct 13, 2035

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityOak Ridge Town
Unified School DistrictOak Ridge R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,660 (-) Land $780 Building $12,880$71,887 (-) Land $4,101 Building $67,786
2025$742.00 (+5.1%)$13,660 (+5%) Land $780 Building $12,880$71,887 (+5%) Land $4,101 Building $67,786
2023$706.00$13,010 Land $740 Building $12,270$68,464 Land $3,906 Building $64,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Most Recent ClaimMay 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE PERRY COUNTY PWSD 1 SOUTH
serves 8,545 people · EPA ID MO4024096
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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