Loudon County property record for 3875 River Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,092 sqft · built 1994 |
| Lot Size | 3.09 acres (135,036 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $287,000 (Jun 2019) |
| Tax Bill | $2,456 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 03400 000040 |
| Primary APN | 040 03400 000040 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 2,092 sqft |
| Basement Area | 1,839 sqft |
| Unfinished Basement | 1,839 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 135,036 sqft (3.09 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,297 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 552 sqft |
| Deck Area | 108 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 040 03400 000040 |
|---|---|
| Street Address | 3875 RIVER RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-5553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-S |
| Legal Description | 1 043 043 01300 000 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4073 |
| Census Tract | 60600 |
Source: Loudon County records · APN 040 03400 000040
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3875 RIVER RD, LOUDON, TN 37774-5553 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 11, 2021 | Intrafamily Transfer, Transfer |
| Jun 28, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 0000005447 |
| Deed Book / Page | 000413 / 000878 |
| Last Transfer Date | Mar 11, 2021 |
| Transfer Doc | 0D0432/521 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Mar 11, 2021 |
| Property Address | 3875 RIVER RD, LOUDON, TN 37774-5553 |
| Document Number | 0D0432/521 |
| Book / Page | D0432 / 521 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 21003145 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3875 RIVER RD, LOUDON, TN 37774-5553 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jun 28, 2019 |
| Property Address | 3875 RIVER RD, LOUDON, TN 37774-5553 |
| Document Number | 0000005447 |
| Book / Page | 000413 / 000878 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 5447 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | GENESIS R/E TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,061.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3875 RIVER RD LOUDON TN 377745553, LOUDON, TN 37774-5553 |
| Document Number | 5448 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 001412/000747 |
| Instrument | 5448 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
Source: Loudon County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,456.00 | $83,025 (-) Land $24,075 Building $58,950 | |
| 2024 | $2,456.00 (+169.3%) | $83,025 (-) Land $24,075 Building $58,950 | |
| 2023 | $83,025 (-) Land $24,075 Building $58,950 | ||
| 2022 | $912.00 | $83,025 Land $24,075 Building $58,950 | $332,100 (-) Land $96,300 Building $235,800 |
| 2021 | $332,100 Land $96,300 Building $235,800 |
Source: FEMA National Flood Hazard Layer as of May 16, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 25 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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