Hamilton County property record for 3875 Oak St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,592 sqft · built 1925 |
| Lot Size | 0.123 acres (5,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Jun 2016) |
| Tax Bill | $11,527 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-0040-0192-00 |
| Primary APN | 527-0040-0192-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 796 sqft |
| 2nd Floor Area | 796 sqft |
| Basement Area | 796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,401 sqft (0.123 acres) |
| Lot Dimensions | 101 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 104 sqft |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3875 OAK ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3875 OAK ST 55 X 101.61 LOT 4 TOWN OF MARIEMONT BLK 5 |
| Legal Subdivision | TOWN MARIEMONT |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MARIEMONT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 24800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Village of Mariemont listed 2007 · 1,024 contributing resources · National Historic Landmark (designated 2007) · NRIS 07000431 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3875 OAK ST, CINCINNATI, OH 45227-3649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2016 · Amount on Record |
| Deed Sale | Jun 22, 2016 · Amount on Record |
| Prior Sale | Apr 14, 2006 · Amount on Record |
| Deed Document Number | 16-0055951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3875 OAK ST, CINCINNATI, OH 45227-3649 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3876 OAK ST, CINCINNATI, OH 45227-3659 |
| Document Number | 0000100669 |
|---|---|
| Date | Dec 24, 2025 |
| Book Page | 15569/887 |
| Instrument | 2025-0100669 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 12, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3875 OAK ST, CINCINNATI, OH 45227-3649 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008904 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 17-0008904 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3875 OAK ST, CINCINNATI, OH 45227-3649 |
| Document Number | 0000064705 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3875 OAK ST CINCINNATI OH 452273649, CINCINNATI, OH 45227-3649 |
| Document Number | 0000064705 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 014204/001578 |
| Instrument | 64705 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 6, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mariemont Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,527.00 (+2.28%) | $163,678 (-) Land $74,410 Building $89,268 | |
| 2024 | $11,270.00 (+8.45%) | $163,678 (-) Land $74,410 Building $89,268 | |
| 2023 | $10,392.00 (+5.31%) | $163,678 (+24.31%) Land $74,410 Building $89,268 | $467,650 (+24.31%) Land $212,600 Building $255,050 |
| 2022 | $9,868.00 Homeowner's exemption | $131,670 Land $43,841 Building $87,829 | |
| 2020 | $376,200 Land $125,260 Building $250,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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