3875 Mack Rd, Saginaw, MI 48601 Property Records

Saginaw County property record for 3875 Mack Rd, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1961
Lot Size	1.63 acres (71,395 sqft)
Owner	Individual Name on Record
Tax Bill	$721 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-04-4154-000`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-04-4154-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Combination
Roof Type	Hip
Roof Material	Asphalt
Lot Area	71,395 sqft (1.63 acres)
Lot Dimensions	510 ft deep x 140 ft wide
Porch	Porch
Porch Area	238 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3875 MACK RD
City	SAGINAW
State	MI
Zip	48601-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 GENACKS SUB-DIV ALSO S 70 FT OF N 1590.49 FT OF E 447.94 FT & S 70 FT OF N 1520.49 FT OF E 352.09 FT OF W 1/2 OF W 1/2 OF SE 1/4 USED AS ONE PARCEL GENACKS SUB-DIVISION SEC 4 T11N R5E
Legal Range	05E
Legal Township	11N
Legal Section	04
Legal Subdivision	GENACKS SUBDIVISION
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	1
Census Block	1001
Census Tract	11500

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3875 MACK RD, SAGINAW, MI 48601-7120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCIAL CU
Feb 9, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Aug 15, 2018	Deed of Trust, Mortgage
Jun 12, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2000
Deed Sale	Apr 24, 2000
Prior Sale	Feb 9, 1999
Deed Book / Page	2174 / 583
Last Transfer Date	Dec 15, 2016
Transfer Doc	0000032300
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3875 MACK RD, SAGINAW, MI 48601-7120
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3875 MACK RD, SAGINAW, MI 48601-7120

Mortgage

Document Number	2021034404
Date	Oct 26, 2021
Instrument	2021034404

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	3875 MACK RD, SAGINAW, MI 48601-7120
Document Number	0000005678
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3875 MACK RD SAGINAW MI 486017120, SAGINAW, MI 48601-7120

Mortgage

Document Number	0000005678
Date	Mar 21, 2019
Instrument	5678

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 20, 2059

Interest

Rate	5.37%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3875 MACK RD, SAGINAW, MI 48601-7120
Document Number	0000024042
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3785 MACK RD SAGINAW MI 486017118, SAGINAW, MI 48601-7118

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	3875 MACK RD, SAGINAW, MI 48601-7120
Document Number	0000023314
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 93 BRIDGEPORT MI 487220093, BRIDGEPORT, MI 48722-0093

Mortgage

Document Number	0000023314
Date	Aug 16, 2017
Instrument	23314

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2027

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,700 (+36.54%)	$167,400 (+36.54%)
2025	$721.00 (-68%) Homeowner's exemption
2023		$61,300	$122,600
2022	$2,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Mar 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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