3875 Jackson Rd, Cloquet, MN 55720 Property Records

St. Louis County property record for 3875 Jackson Rd, Cloquet, MN 55720

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1 bd · 1 ba · 672 sqft · built 2000
Lot Size	11.4 acres (499,198 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Jul 2016)
Tax Bill	$1,484 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-0010-05615`

Property Details

APN / Parcel Number

Primary APN	`530-0010-05615`
Alternative APN	`1029330`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Gross Area
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	499,198 sqft (11.4 acres)
Garage Area	864 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1029330
Street Address	3875 JACKSON RD
City	CLOQUET
State	MN
Zip	55720-9277
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	FAM
Legal Description	SLY 330 FT OF NLY 990 FT OF N1/2 OF NE1/4LYING E OF CENTERLINE OF WHITE PINE RIVER SERIAL #
Legal Range	16W
Legal Township	50N
Legal Section	30
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	3
Census Block	3067
Census Tract	11102

Owner

3875 Jackson Rd, a residential property, is owned and occupied by an individual who bought it in July 2016.

Source: St. Louis County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3875 JACKSON RD, CLOQUET, MN 55720-9277
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PROCTOR
Mar 11, 2019	Deed of Trust, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2016 · Amount on File
Deed Sale	Jul 29, 2016 · Amount on File
Deed Document Number	20161289837
Prior Transfer Date	Sep 12, 2007
Prior Transfer Doc	0001063007
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 28, 2026
Property Address	3875 JACKSON RD, CLOQUET, MN 55720-9277
Document Number	0001541239
Instrument Date	Sep 23, 2026
Instrument	20261541239
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3875 JACKSON RD, CLOQUET, MN 55720-9277

Mortgage

Document Number	0001541239,
Date	Sep 28, 2026
Instrument	20261541239

Lender

Name	FIRST NATIONAL BANK OF PROCTOR

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 4, 2041

Interest

Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3875 JACKSON RD, CLOQUET, MN 55720-9277
Document Number	00A1351713
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3875 JACKSON RD CLOQUET MN 557209277, CLOQUET, MN 55720-9277

Mortgage

Document Number	00A1351713
Date	Mar 18, 2019
Instrument	A1351713

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 3875 Jackson Rd was $1,484 with a homeowner's exemption, up 4.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,484.00 (+4.07%) Homeowner's exemption
2025	$1,426.00 (+30.83%) Homeowner's exemption	$179,900 (+6.96%) Land $85,400 Building $94,500	$179,900 (+6.96%) Land $85,400 Building $94,500
2024	$1,090.00	$168,200 Land $82,100 Building $86,100	$168,200 Land $82,100 Building $86,100
2022		$109,300 Land $51,200 Building $58,100	$109,300 Land $51,200 Building $58,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3875 Jackson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3875 Jackson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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