3875 Head Rd, Adams, TN 37010 Property Records

Montgomery County property record for 3875 Head Rd, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,813 sqft · built 2001
Lot Size	5.07 acres (220,849 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Jul 2008)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38 10.13`

Property Details

APN / Parcel Number

Primary APN	`38 10.13`
Alternative APNs	`038 01013 000` `20846`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,813 sqft Living Area
Gross Area	4,001 sqft
1st Floor Area	1,336 sqft
Upper Floors Area	477 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	220,849 sqft (5.07 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	2,140 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	868 sqft
Utility Building	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3875 HEAD RD
City	ADAMS
State	TN
Zip	37010-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT: T3 P/U POOL & 10 TOPO T-03. P/U DRWY & SLAB T-04. P/U UTLB T-06. UTLB IS POOL HSE
Legal Subdivision	WILLIAM BYLER PROP
Legal Lot Number	T3
Jurisdiction	MONTGOMERY TN
Township / Civil Division	19
Census Block Group	1
Census Block	1022
Census Tract	101904

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3875 HEAD RD, ADAMS, TN 37010-9132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit TRADITIONS FIRST BANK
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2008 · Amount on Record
Deed Sale	Jul 31, 2008 · Amount on Record
Deed Book / Page	1241 / 2663
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3875 HEAD RD, ADAMS, TN 37010-9132
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3875 HEAD RD, ADAMS, TN 37010-9132

Mortgage

Document Number	0002482/26
Date	Mar 19, 2026
Book Page	2482/26
Instrument	1536873

Lender

Name	TRADITIONS FIRST BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3875 HEAD RD, ADAMS, TN 37010-9132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001262947
Date	Jul 2, 2020
Book Page	1984/1772
Instrument	1262947

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,808.00	$133,725 (-)	$534,900 (-) Land $169,500 Building $365,400
2024	$2,808.00 (+16.9%)	$133,725 (+74.92%)	$534,900 (+74.92%) Land $169,500 Building $365,400
2023	$2,402.00 (+5.07%)	$76,450 (-4.82%)
2022	$2,286.00	$80,325	$305,800 Land $61,900 Building $243,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CDE Lightband Fiber	1,000 / 1,000
Cumberland Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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