3875 Grassland Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 3875 Grassland Loop, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,853 sqft · built 2018
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,325,000 (Mar 2026)
Tax Bill	$10,217 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-20-29-517-0000-0520`

Property Details

APN / Parcel Number

Primary APN	`13-20-29-517-0000-0520`
Alternative APN	`20291351700000520`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,853 sqft Living Area
Gross Area	4,599 sqft
1st Floor Area	3,496 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	1 sqft
Porch	Florida Room
Porch Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3875 GRASSLAND LOOP
City	LAKE MARY
State	FL
Zip	32746-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 STEEPLE CHASE REPLAT 2B PLAT BOOK 82 PAGES 23-24
Legal Subdivision	STEEPLE CHASE REPLAT 2B
Legal Lot Number	52
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1000
Census Tract	20705

Owner

Source: Seminole County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3875 GRASSLAND LOOP, LAKE MARY, FL 32746-4120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Dec 31, 2018	Special Warranty Deed, Transfer · ARM ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	202627984
Deed Book / Page	11004 / 117
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3875 GRASSLAND LOOP, LAKE MARY, FL 32746-4120
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100201508
Date	Aug 23, 2021
Book Page	10020/1508
Instrument	2021110957

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 23, 2026
Property Address	3875 GRASSLAND LOOP, LAKE MARY, FL 32746-4120
Document Number	0110040117
Book / Page	11004 / 117
Map Reference	MB 82 PG 23&24
Instrument Date	Mar 13, 2026
Instrument	2026027984
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	APOLLO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3140 HOWLAND BLVD STE 100, 100, DELTONA, FL 32725-2910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3875 GRASSLAND LOOP, LAKE MARY, FL 32746-4120

Mortgage

Document Number	0011004119
Date	Mar 23, 2026
Instrument	11004/119

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10%

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 31, 2018
Property Address	3875 GRASSLAND LOOP, LAKE MARY, FL 32746-4120
Document Number	0092740860
Book / Page	09274 / 0860
Map Reference	MB 82 PG 23&24
Instrument Date	Dec 13, 2018
Instrument	2018145607
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DRIVE #350350, 2600, LONGWOOD, FL 32779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2018145608
Date	Dec 31, 2018
Instrument	2018145608

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.4%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	13.4%
Index	1-Year LIBOR
Margin	4
Max Rate	13.4%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,217.00 (+8.85%) Homeowner's exemption	$765,521 (+5.99%)	$1,135,527 (+0.78%) Land $270,000 Building $865,527
2023	$9,386.00 (+2.38%) Homeowner's exemption	$722,279 (+3%)	$1,126,762 (+24.61%) Land $270,000 Building $856,762
2022	$9,168.00 Homeowner's exemption	$701,242	$904,263 Land $180,000 Building $724,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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