3875 Grandefield Cir, Mulberry, FL 33860 Property Records

Polk County property record for 3875 Grandefield Cir, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,037 sqft · built 2017
Lot Size	0.672 acres (29,281 sqft)
Owner	2 Individual Names on File
Last Sale	$407,500 (Apr 2019)
Tax Bill	$3,770 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-142053-000400`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-142053-000400`
Alternative APNs	`282923142053000400` `82923000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,037 sqft Living Area
Gross Area	3,897 sqft
1st Floor Area	3,037 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	29,281 sqft (0.672 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	860 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	366 sqft

Location & Zoning

Street Address	3875 GRANDEFIELD CIR
City	MULBERRY
State	FL
Zip	33860-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDEFIELD ON POLEY CREEK PB 143 PGS 40-44 LOT 40
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	GRANDEFIELD ON POLEY CREEK
Legal Tract	142053
Legal Block	3
Legal Lot Number	40
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3003
Census Tract	14904

Owner

3875 Grandefield Cir is owned and occupied by two individuals who bought it in April 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3875 GRANDEFIELD CIR, MULBERRY, FL 33860-6508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS CMRC BK
Apr 29, 2019	Warranty Deed, Transfer · Conventional with PMI CITIZENS BK NA
Mar 8, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI K HOVNANIAN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Mar 8, 2017 · Amount on File
Deed Document Number	201986947
Deed Book / Page	10824 / 1299
Prior Transfer Date	Nov 4, 2014
Prior Transfer Doc	0000191765
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3875 GRANDEFIELD CIR, MULBERRY, FL 33860-6508
Document Number	0113570234
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3875 GRANDEFIELD CIR MULBERRY FL 338606508, MULBERRY, FL 33860-6508

Mortgage

Document Number	0113570234
Date	Aug 31, 2020
Book Page	011357/000234
Instrument	179579

Lender

Name	PLAINS CMRC BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 29, 2019
Property Address	3875 GRANDEFIELD CIR, MULBERRY, FL 33860-6508
Document Number	0108241299
Book / Page	010824 / 001299
Instrument Date	Apr 26, 2019
Instrument	86947
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,852.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3875 GRANDEFIELD CIR MULBERRY FL 338606508, MULBERRY, FL 33860-6508

Mortgage

Document Number	108241301
Date	Apr 29, 2019
Book Page	010824/001301
Instrument	86948

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2034

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 8, 2017
Property Address	3875 GRANDEFIELD CIR, MULBERRY, FL 33860-6508
Document Number	0100850421
Book / Page	010085 / 000421
Instrument Date	Mar 6, 2017
Instrument	45032
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	EASTERN NATIONAL TITLE INSURANCE, EASTERN NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,548.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3875 GRANDEFIELD CIR MULBERRY FL 338606508, MULBERRY, FL 33860-6508

Mortgage

Document Number	100850423
Date	Mar 8, 2017
Book Page	010085/000423
Instrument	45033

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3875 Grandefield Cir was $3,770 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,822 (+2.7%)	$555,913 (+0.84%) Land $54,000 Building $501,913
2025	$3,770.00 Homeowner's exemption	$331,862	$551,276 Land $54,000 Building $497,276
2023	$4,509.00 (+5.33%) Homeowner's exemption	$313,116 (+3%)	$553,184 (+11.71%) Land $52,000 Building $501,184
2022	$4,281.00 Homeowner's exemption	$303,996	$495,186 Land $50,000 Building $445,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3875 Grandefield Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3875 Grandefield Cir is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Grandefield Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures