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3875 Garnet Dr, Mulberry, FL 33860 Property Records

Polk County property record for 3875 Garnet Dr, Mulberry, FL 33860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 1979
Lot Size0.316 acres (13,752 sqft)
Owner2 Individual Names on Record
Last Sale$25,700 (Sep 2007)
Tax Bill$1,371 (2025)
Deeds & MortgagesAug 2019 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN23-29-34-142450-000110

Property Details

APN / Parcel Number

Primary APN23-29-34-142450-000110
Alternative APNs
  • 342923142450000110
  • 42923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area1,884 sqft
1st Floor Area1,424 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area13,752 sqft (0.316 acres)
Lot Dimensions141 ft deep x 91 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area460 sqft
PorchUnfinished Open Porch
Porch Area16 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3875 GARNET DR
CityMULBERRY
StateFL
Zip33860-8622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionIMPERIALAKES PHASE TWO SECTION ONE A PB 68 PGS 16 & 17 LOT 11
Legal Range23E
Legal Township29S
Legal Section34
Legal SubdivisionIMPERIALAKES PHASE TWO SEC 1-A
Legal Phase2
Legal Tract142450
Legal Block2
Legal Lot Number11
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2011
Census Tract14906

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3875 GARNET DR, MULBERRY, FL 33860-8622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2007 · Amount on Record
Deed SaleSep 19, 2007 · Amount on Record
Deed Document Number2007196025
Deed Book / Page7430 / 647
Prior Transfer DateJun 20, 2007
Prior Transfer Doc0000196025
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 16, 2019
Property Address3875 GARNET DR, MULBERRY, FL 33860-8622
Document Number0109430025
Book / Page010943 / 000025
Instrument DateAug 9, 2019
Instrument173109
Transaction TypeConstruction Loan
Record UpdatedAug 29, 2019
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,169.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3875 GARNET DR MULBERRY FL 338608622, MULBERRY, FL 33860-8622

Mortgage

Document Number109430027
DateAug 16, 2019
Book Page010943/000027
Instrument173110
Lender
NameCATHERINE B HILL
Address6543 TRAIL RIDGE DR, LAKELAND, FL 33813-4500
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 15, 2020
Interest
Rate5.5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,254 (+2.7%)$208,768 (-3.27%) Land $34,000 Building $174,768
2025$1,371.00 (-23.96%) Homeowner's exemption$146,304 (+5.99%)$215,823 (-6.65%) Land $34,000 Building $181,823
2023$1,803.00 (+4.1%) Homeowner's exemption$138,040 (+3%)$231,193 (+16.13%) Land $33,000 Building $198,193
2022$1,732.00 Homeowner's exemption$134,019$199,088 Land $31,000 Building $168,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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