3875 Deertrail Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3875 Deertrail Dr, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,137 sqft · built 2007
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Aug 2015)
Tax Bill$3,851 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Jun 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-00-03-088.00

Property Details

APN / Parcel Number

Primary APN031-00-03-088.00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,137 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions399 ft deep x 80 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3875 DEERTRAIL DR
CityERLANGER
StateKY
Zip41018-3890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOE RUN ESTATES SEC 2 LOT 88
Legal SubdivisionDOE RUN ESTATES ADDN
Legal Phase2
Legal Lot Number88
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2031
Census Tract63608

Owner

3875 Deertrail Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3875 DEERTRAIL DR, ERLANGER, KY 41018-3890
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Deed of Trust, Mortgage · Line of Credit
KEMBA CU
Jun 29, 2020Deed of Trust, Mortgage · Line of Credit
KEMBA CU
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEMBA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2015 · Amount on File
Deed SaleAug 6, 2015 · Amount on File
Prior SaleAug 6, 2015 · Amount on File
Deed Document Number201508 06 059 00128
Deed Book / Page3631 / 27
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3875 DEERTRAIL DR, ERLANGER, KY 41018-3890
Document Number0000000258
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3875 DEERTRAIL DR ERLANGER KY 410183890, ERLANGER, KY 41018-3890

Mortgage

Document Number0000000258
DateSep 15, 2020
Book Page000M98/000174
Instrument258
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 14, 2035
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3875 DEERTRAIL DR, ERLANGER, KY 41018-3890
Document Number0000000185
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3875 DEERTRAIL DR ERLANGER KY 410183890, ERLANGER, KY 41018-3890

Mortgage

Document Number0000000185
DateOct 2, 2020
Book Page00M106/000475
Instrument185
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 1, 2035
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3875 DEERTRAIL DR, ERLANGER, KY 41018-3890
Document Number0000000148
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3875 DEERTRAIL DR ERLANGER KY 410183890, ERLANGER, KY 41018-3890

Mortgage

Document Number0000000148
DateJun 4, 2020
Book Page000M53/000195
Instrument148
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3875 Deertrail Dr was $3,851.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,600 (-) Land $50,000 Building $338,600$388,600 (-) Land $50,000 Building $338,600
2025$3,851.00$388,600 Land $50,000 Building $338,600$388,600 Land $50,000 Building $338,600
2023$4,142.00$388,600 Land $50,000 Building $338,600$388,600 Land $50,000 Building $338,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3875 Deertrail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3875 Deertrail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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