3875 Curtis Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 3875 Curtis Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1944
Lot Size	5.37 acres (233,917 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2025)
Tax Bill	$566 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-28-4009-000`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-28-4009-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	233,917 sqft (5.37 acres)
Garage Area	1,068 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3875 CURTIS RD
City	BIRCH RUN
State	MI
Zip	48415-9084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W LY 210 FT OF E 1/2 OF SE 1/4 OF SE 1/4 EXC E 100 FT OF S 435 FT THEREOF -- 5.37 ACRES SEC 28 T11N R5E
Legal Range	05E
Legal Township	11N
Legal Section	28
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2037
Census Tract	11702

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3875 CURTIS RD, BIRCH RUN, MI 48415-9084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage WILDFIRE CU
Jan 18, 2024	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Sep 30, 2024
Deed Document Number	202529170
Prior Transfer Date	Apr 22, 1987
Prior Transfer Doc	1699001567
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3875 CURTIS RD, BIRCH RUN, MI 48415-9084
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3875 CURTIS RD, BIRCH RUN, MI 48415-9084

Mortgage

Document Number	0000005423
Date	Mar 31, 2025
Instrument	2025005423

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 19, 2025
Property Address	3875 CURTIS RD, BIRCH RUN, MI 48415-9084
Document Number	0000029170
Instrument Date	Dec 17, 2025
Instrument	2025029170
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3875 CURTIS RD, BIRCH RUN, MI 48415-9084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3875 CURTIS RD, BIRCH RUN, MI 48415-9084

Mortgage

Document Number	0000029171
Date	Dec 19, 2025
Instrument	2025029171

Lender

Name	WILDFIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	SAGINAW MI
Recording Date	Jan 18, 2024
Property Address	3875 CURTIS RD, BIRCH RUN, MI 48415-9084
Document Number	0000001112
Instrument Date	Jan 12, 2024
Instrument	2024001112
Transaction Type	Foreclosure
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 E BIG BEAVER RD STE A, A, TROY, MI 48083-2375

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,200 (-6.01%)	$156,400 (-6.01%)
2025	$566.00 (-73.53%) Homeowner's exemption	$83,200 (+36.84%)	$166,400 (+36.84%)
2024	$2,138.00 (+19.37%)
2023		$60,800	$121,600
2022	$1,791.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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