Osceola County property record for 3875 Canoe Creek Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,626 sqft · built 1992 |
| Lot Size | 2.92 acres (127,413 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $712 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 35-26-30-4950-0001-0820 |
| Primary APN | 35-26-30-4950-0001-0820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,462 sqft |
| 1st Floor Area | 1,626 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 127,413 sqft (2.92 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 128 sqft |
| Patio Area | 1,680 sqft |
| Greenhouse | 1,768 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3875 CANOE CREEK RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2M |
| Legal Description | S L & I C PB B PG 19 LOTS 82- 83 LYING E OF SR 523 AND VAC R/W LESS COM AT NE COR LOT 82, W 159.03 FT TO POB; W 617.85 FT TO E R/W CANOE CREEK RD & NON-TAN CURVE, RAD 2914.93 FT, SELY ALONG R/W 189.20 FT, E 510 FT, N 155 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 820 |
| Legal Lot Number | 82 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 43205 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3875 CANOE CREEK RD, SAINT CLOUD, FL 34772-7437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2004 |
| Transfer Doc | 0026440127 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+12.84%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $169,666 (+5.99%) | $400,800 (+11.3%) Land $166,500 Building $234,300 |
| 2024 | $631.00 (+1.61%) | ||
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $160,083 (+3%) | $360,100 (+15.05%) Land $129,300 Building $230,800 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $155,421 | $313,000 Land $115,200 Building $197,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Spectrum, T-Mobile.
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