38747 Merrell Ave, Umatilla, FL 32784 Property Records

Lake County property record for 38747 Merrell Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1994
Lot Size	0.208 acres (9,063 sqft)
Owner	Individual Name on Record
Tax Bill	$1,404 (2024)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-18-26-0600-000-02800`

Property Details

APN / Parcel Number

Primary APN	`24-18-26-0600-000-02800`
Alternative APN	`3010825`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,063 sqft (0.208 acres)
Lot Width	63 ft Width
Garage Type	Finished
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft
Utility Building	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3010825
Street Address	38747 MERRELL AVE
City	UMATILLA
State	FL
Zip	32784-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERRILL-VAUGHN SUB LOT 28 PB 4 PG 23 ORB 5309 PG 16
Legal Range	26E
Legal Township	18S
Legal Section	24
Legal Subdivision	MERRILL-VAUGHN
Legal Tract	600
Legal Lot Number	28
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1106
Census Tract	30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 904, UMATILLA, FL 32784-0904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018
Deed Sale	Nov 2, 2018
Deed Document Number	0000530916
Record Updated	Jun 8, 2026

February 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LAKE FL
Recording Date	Feb 7, 2017
Property Address	38747 MERRELL AVE, UMATILLA, FL 32784-9310
Document Number	0048991068
Book / Page	4899 / 1068
Map Reference	MB 4 PG 23
Instrument Date	Jan 23, 2017
Instrument	2017013784
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048991069
Date	Feb 7, 2017
Book Page	4899/1069
Instrument	2017013785

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,670 (+3.89%) Land $18,000 Building $58,670	$91,120 (+2.52%) Land $18,000 Building $73,120
2024	$1,404.00 (+20.62%)
2023	$1,164.00 (+22.66%) Homeowner's exemption	$73,800 (+7.82%)	$88,880 (+11.27%) Land $18,000 Building $70,880
2022	$949.00 Homeowner's exemption	$68,450	$79,880 Land $9,000 Building $70,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20