38746 E River Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38746 E River Rd, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1965
Square Footage1,466 sqft Living Area
Lot Size137,214 sqft (3.15 acres)
OccupancyOwner Occupied
Last Sale$110,900 (2019)
Tax Bill$2,695.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-00-005-107-060

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,466 sqft Living Area
Gross Area1,618 sqft Gross Area
1st Floor1,466 sqft 1st Floor
Basement Area1,466 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1965
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Lot Area137,214 sqft (3.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area660 sqft Garage
Shed1 Shed
Shed Area324 sqft Shed
Porch Area370 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceWell Water Source

Location & Zoning

Street Address38746 E RIVER RD
CityELYRIA
StateOH
Zip44035-8420
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionP SIEVERT LIFE ESTATE
Legal SubdivisionP SIEVERT LIFE ESTATE
Legal Block107
JurisdictionLORAIN OH
Minor Civil DivisionCARLISLE
Census Blockgroup1
Census Block1003
Census Tract71300

Owner

Source: Lorain County records · APN 10-00-005-107-060

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38746 E RIVER RD, ELYRIA, OH 44035-8420
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Aug 19, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOWARD HANNA MTG SVCS
May 23, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Deed Doc Number2019726794
Prior Transfer DateMay 15, 2019
Prior Transfer Doc20190715623
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address38746 E RIVER RD, ELYRIA, OH 44035-8420
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071268
DateOct 14, 2025
Instrument2025-0071268
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 08, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateAug 19, 2019
Property Address38746 E RIVER RD, ELYRIA, OH 44035-8420
Document Number0000726794
Instrument DateAug 15, 2019
Instrument726794
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyBARRISTER TITLE SERVICES, BARRISTERS/OH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$443.60
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38746 E RIVER RD ELYRIA OH 440358420, ELYRIA, OH 44035-8420

Mortgage

Document Number726795
DateAug 19, 2019
Instrument726795
Lender
NameHOWARD HANNA MTG SVCS
TypeMortgage Company
AddressMAYFIELD HEIGHTS, OH 44124
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 18, 2049

May 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLORAIN OH
Recording DateMay 23, 2019
Property Address38746 E RIVER RD, ELYRIA, OH 44035-8420
Document Number0000715623
Instrument DateMay 15, 2019
Instrument715623
Transaction TypeTransfer
Record UpdatedJun 04, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38746 E RIVER RD ELYRIA OH 440358420, ELYRIA, OH 44035-8420

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,633.00 (-2.3%) Homeowner's exemption$59,920 (-0.01%) Land $20,800 Building $39,120$171,210 (-) Land $59,430 Building $111,780
2024$2,695.00 (-5.57%)$59,924 (+4.09%) Land $20,801 Building $39,123$171,210 (+4.09%) Land $59,430 Building $111,780
2023$2,854.00 (+0.32%)$57,568 (%) Land $22,841 Building $34,727$164,480 (-) Land $65,260 Building $99,220
2022$2,845.00$57,570 Land $22,840 Building $34,730
2021$164,480 Land $65,260 Building $99,220

Flood & Wildfire

38746 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E River Rd

Nearby Streets

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