3874 Wisdom Dr, Sparks, NV 89436 Property Records

Washoe County property record for 3874 Wisdom Dr, Sparks, NV 89436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,206 sqft · built 2013
Lot Size	0.205 acres (8,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jun 2025)
Tax Bill	$3,127 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`526-511-05`

Property Details

APN / Parcel Number

Primary APN	`526-511-05`
Alternative APN	`202100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	2,975 sqft
1st Floor Area	2,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Concrete
Lot Area	8,945 sqft (0.205 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3874 WISDOM DR
City	SPARKS
State	NV
Zip	89436-6106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NUD
Legal Description	FOOTHILLS AT WINGFIELD VLG 3B LOT 3-105
Legal Range	21E
Legal Township	20N
Legal Section	6
Legal Subdivision	FOOTHILLS AT WINGFIELD VLG 3B
Legal Lot Number	3-105
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	4
Census Block	4006
Census Tract	3517

Owner

Source: Washoe County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3874 WISDOM DR, SPARKS, NV 89436-6106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 20, 2020	Quit Claim Deed, Transfer LIFELINE ESTATE SERVICES INC, LIFELINE EST SVCS INC
Aug 15, 2018	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG
Oct 26, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20255547384
Prior Transfer Date	Apr 18, 2024
Prior Transfer Doc	0005450275
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3874 WISDOM DR, SPARKS, NV 89436-6106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004971977
Date	Nov 12, 2019
Instrument	4971977

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Nov 20, 2020
Property Address	3874 WISDOM DR, SPARKS, NV 89436-6106
Document Number	0005107130
Instrument Date	Nov 20, 2020
Instrument	5107130
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	LIFELINE ESTATE SERVICES INC, LIFELINE EST SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3874 WISDOM DR SPARKS NV 894366106, SPARKS, NV 89436-6106

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 15, 2018
Property Address	3874 WISDOM DR, SPARKS, NV 89436-6106
Document Number	0004841853
Instrument Date	Aug 10, 2018
Instrument	4841853
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGCY INC-NV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,783.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3874 WISDOM DR SPARKS NV 894366106, SPARKS, NV 89436-6106

Mortgage

Document Number	4841854
Date	Aug 15, 2018
Instrument	4841854

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3874 WISDOM DR, SPARKS, NV 89436-6106
Document Number	0004759676
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3874 WISDOM DR SPARKS NV 894366106, SPARKS, NV 89436-6106

Mortgage

Document Number	0004759676
Date	Nov 2, 2017
Instrument	4759676

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,743 (-0.63%) Land $44,065 Building $131,678
2025	$3,127.00 (-20.63%)	$176,858 (+4.62%) Land $43,925 Building $132,933	$505,309 (+4.63%) Land $125,500 Building $379,809
2023	$3,940.00	$169,040 Land $43,295 Building $125,745	$482,970 (+28.32%) Land $123,700 Building $359,270
2021			$376,380 Land $81,000 Building $295,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Nevada
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	100 / 100
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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