Carter County property record for 3874 Smith Br, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 3,404 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,364 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-00-00-023.01 |
| Primary APN | 062-00-00-023.01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,404 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 3,404 sqft |
| Account Number | 16014 |
|---|---|
| Street Address | 3874 SMITH BR |
| City | GRAYSON |
| State | KY |
| Zip | 41143-7296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1 ACRE |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 960500 |
Source: Carter County assessment roll, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3874 SMITH BR, GRAYSON, KY 41143-7296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF LAYTON |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2005 |
| Transfer Doc | 0OR151/057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Apr 25, 2026 |
| Property Address | 3874 SMITH BR, GRAYSON, KY 41143-7296 |
| Document Number | 0001026527 |
| Book / Page | 556 / 595 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20261026527 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3874 SMITH BR, GRAYSON, KY 41143-7296 |
| Document Number | 0001026527, |
|---|---|
| Date | Apr 25, 2026 |
| Book Page | 556/595 |
| Instrument | 20261026527 |
| Name | FIRST NATIONAL BANK OF LAYTON |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 3874 SMITH BR, GRAYSON, KY 41143-7296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3874 SMITH BR, GRAYSON, KY 41143-7296 |
| Document Number | OR446/1 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | OR446/1 |
| Instrument | 485558 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2031 |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,364.00 (-1.09%) | $160,000 (-) | $160,000 (-) |
| 2023 | $1,379.00 | $160,000 | $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (2002–2012) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jul 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATTLESNAKE RIDGE WATER DISTRICT serves 11,397 people · EPA ID KY0220555 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2020 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL | 10 / 1 |
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