Oakland County property record for 3874 Gardner Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 918 sqft · built 1925 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (May 2024) |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-408-008 |
| Primary APN | 04-25-07-408-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 918 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Basement Area | 918 sqft |
| Unfinished Basement | 918 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 97 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3874 GARDNER AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 COTTAGE HOMES SUB S 1/2 OF LOT 22 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | COTTAGE HOMES |
| Legal Lot Number | 22 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 170100 |
3874 Gardner Ave is owned and occupied by an individual who bought it in May 2024.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3874 GARDNER AVE, BERKLEY, MI 48072-1478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR NATIONAL BANK |
| Jan 30, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2024 · Amount on File |
| Deed Sale | May 9, 2024 · Amount on File |
| Prior Sale | Oct 26, 2022 · Amount on File |
| Deed Document Number | 202451567 |
| Deed Book / Page | 59343 / 629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 30, 2022 |
| Property Address | 3874 GARDNER AVE, BERKLEY, MI 48072-1478 |
| Document Number | 0000476446 |
| Book / Page | 58286 / 689 |
| Map Reference | LB 21 PG 27 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 476446 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1367 ADDINGTON CT, LAKE ORION, MI 48360-2529 |
| Name | Verified Name |
|---|---|
| Address | 1367 ADDINGTON CT, LAKE ORION, MI 48360-2529 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 26, 2022 |
| Property Address | 3874 GARDNER AVE, BERKLEY, MI 48072-1478 |
| Document Number | 0000462985 |
| Book / Page | 58214 / 662 |
| Map Reference | LB 21 PG 27 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 462985 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4270 SUNNINGDALE DR, 4270, BLOOMFIELD TOWNSHIP, MI 48302-2028 |
| Name | Verified Name |
|---|---|
| Address | 1367 ADDINGTON CT, LAKE ORION, MI 48360-2529 |
| Document Number | 0058214641 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 58214/641 |
| Name | SUPERIOR NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3874 GARDNER AVE, BERKLEY, MI 48072-1478 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017676 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 50332/00831 |
| Instrument | 017676 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3874 Gardner Ave was $3,918 with a homeowner's exemption, down 27.3% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,918.00 (-27.31%) Homeowner's exemption | $101,530 | $203,060 |
| 2024 | $5,390.00 | ||
| 2023 | $86,800 | $173,600 | |
| 2021 | $3,347.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3874 Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3874 Gardner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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