Garrett County property record for 3874 Bethlehem Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,274 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (May 2019) |
| Tax Bill | $1,541 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-018236 |
| Primary APN | 16-018236 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,274 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 018236 |
|---|---|
| Street Address | 3874 BETHLEHEM RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-6723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 AC W/S BETHLEHEM RD TASKERS CORNERS |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 16, MOUNTAIN LAKE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700 |
Source: Garrett County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3874 BETHLEHEM RD, OAKLAND, MD 21550-6723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 21, 2019 | Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | May 4, 1990 · Amount on Record |
| Deed Book / Page | 2132 / 430 |
| Transfer Doc | 0008630085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Aug 3, 2026 |
| Property Address | 3874 BETHLEHEM RD, OAKLAND, MD 21550-6723 |
| Document Number | 2702000106 |
| Book / Page | 2702 / 106 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3874 BETHLEHEM RD, OAKLAND, MD 21550-6723 |
| Document Number | 2702000106, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 2702/106 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 3874 BETHLEHEM RD, OAKLAND, MD 21550-6723 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0024010230 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 2401/230 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | May 21, 2019 |
| Property Address | 3874 BETHLEHEM RD, OAKLAND, MD 21550-6723 |
| Document Number | 0021320430 |
| Book / Page | 2132 / 0430 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3874 BETHLEHEM RD, OAKLAND, MD 21550-6723 |
| Document Number | 0002132437 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2132/437 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,541.00 (+0.26%) Homeowner's exemption | $149,067 (+2.31%) | $155,800 (+6.93%) Land $28,000 Building $127,800 |
| 2025 | $1,537.00 (+3.64%) Homeowner's exemption | $145,700 (+15.91%) Land $28,000 Building $117,700 | $145,700 (-) Land $28,000 Building $117,700 |
| 2023 | $1,483.00 Homeowner's exemption | $125,700 | $145,700 Land $28,000 Building $117,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1994–2019) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures