3872 SW 16th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3872 SW 16th Ave, Okeechobee, FL 34974

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 156 sqft · built 1986
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Apr 2020)
Tax Bill$2,075 (2025)
Deeds & MortgagesJul 2020 Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN1-33-37-35-0010-00000-0009

Property Details

APN / Parcel Number

Primary APN1-33-37-35-0010-00000-0009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area156 sqft Living Area
Gross Area2,872 sqft
FlooringPlywood
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1986
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Pool Area465 sqft
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3872 SW 16TH AVE
CityOKEECHOBEE
StateFL
Zip34974-6061
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionOUSLEY ESTATES (PLAT BOOK 5 PAGES 36 & 37) LOT 9 TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 1986 COUN WITH V
Legal Range35E
Legal Township37S
Legal Section33
Legal SubdivisionOUSLEY ESTATES
Legal Lot Number9
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1006
Census Tract910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3872 SW 16TH AVE, OKEECHOBEE, FL 34974-6061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MTG SVCS
Apr 20, 2020Warranty Deed, Transfer · Conventional Mortgage
MARLENE CURLEY
Apr 20, 2020Warranty Deed, Transfer
OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleApr 20, 2020
Deed Document Number2020003777
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3872 SW 16TH AVE, OKEECHOBEE, FL 34974-6061
Document Number0000006730
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3872 SW 16TH AVE OKEECHOBEE FL 349746061, OKEECHOBEE, FL 34974-6061

Mortgage

Document Number0000006730
DateJul 17, 2020
Instrument6730
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateApr 20, 2020
Property Address3872 SW 16TH AVE, OKEECHOBEE, FL 34974-6061
Document Number0000003777
Instrument DateApr 8, 2020
Instrument3777
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3872 SW 16TH AVE OKEECHOBEE FL 349746061, OKEECHOBEE, FL 34974-6061

Mortgage

Document Number3778
DateApr 20, 2020
Instrument3778
Lender
NameMARLENE CURLEY
AddressPO BOX 1477, OKEECHOBEE, FL 34973-1477
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateApr 20, 2020
Property Address3872 SW 16TH AVE, OKEECHOBEE, FL 34974-6061
Document Number0000003776
Instrument DateApr 3, 2020
Instrument3776
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3872 SW 16TH AVE OKEECHOBEE FL 349746061, OKEECHOBEE, FL 34974-6061

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,075.00 (-24.24%) Homeowner's exemption Widower's exemption$196,972 (+3.14%)$207,978 (+8.91%) Land $70,000 Building $137,978
2023$2,739.00 (+4.74%) Homeowner's exemption$190,967 (+17.16%) Land $55,000 Building $135,967$190,967 (+17.16%) Land $55,000 Building $135,967
2022$2,615.00$162,993 Land $35,000 Building $127,993$162,993 Land $35,000 Building $127,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims12 (2004–2014)
Claims Outside the SFHA2 of 12
Most Recent ClaimMay 2014 · other causes
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on SW 16th Ave

Nearby Streets

Search Property Records by Address or Parcel Number