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3872 Spencer Crossing Dr, Benton, AR 72019 Property Records

Saline County property record for 3872 Spencer Crossing Dr, Benton, AR 72019

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,700 sqft
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$332,900 (Jul 2024)
Tax Bill$1,147 (2024)
Deeds & MortgagesJul 2024 Sale & Mortgage
Jan 2024 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN800-67900-007

Property Details

APN / Parcel Number

Primary APN800-67900-007
Alternative APN
  • 138981

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,700 sqft Living Area
1st Floor Area1,700 sqft

Exterior

Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
PorchOpen Porch
Porch Area278 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3872 SPENCER CROSSING DR
CityBENTON
StateAR
Zip72019-7637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2024-011854
Legal SubdivisionSPENCER CROSSING PH 1
Legal Lot Number7
JurisdictionSALINE AR
Township / Civil DivisionSALEM
Census Block Group2
Census Block2005

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3872 SPENCER CROSSING DR, BENTON, AR 72019-7637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2024Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FIRSTTRUST HOME LOANS INC
Jan 12, 2024Warranty Deed, Construction Loan · Construction Mortgage
FIRST SECURITY BANK BRYANT NORTH BA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2024 · Amount on Record
Deed SaleJul 9, 2024 · Amount on Record
Prior SaleJan 12, 2024 · Amount on Record
Deed Document Number2024-011854
Deed Book / Page2024 / 011854
Record UpdatedJun 8, 2026

July 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSALINE AR
Recording DateJul 9, 2024
Property Address3872 SPENCER CROSSING DR, BENTON, AR 72019-7637
Document Number0000011854
Instrument DateJun 28, 2024
Instrument2024-011854
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyMAGNOLIA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,098.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10057 RHINESTONE DR, ALEXANDER, AR 72002-9260

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 AUSTIN, BENTON, AR 72015-1769

Mortgage

Document Number0000011855
DateJul 9, 2024
Instrument2024-011855
Lender
NameFIRSTTRUST HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2054

January 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSALINE AR
Recording DateJan 12, 2024
Property Address3872 SPENCER CROSSING DR, BENTON, AR 72019-7637
Document Number0000000726
Instrument DateJan 8, 2024
Instrument2024-000726
Transaction TypeConstruction Loan
Record UpdatedOct 23, 2025
Title CompanyFIRST NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$191.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1229 HOT SPRINGS HWY, BENTON, AR 72019-2393

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 SMITHERS, BENTON, AR 72015-3041
InvestorPossibly a Property Investor

Mortgage

Document Number0000000727
DateJan 12, 2024
Instrument2024-000727
Lender
NameFIRST SECURITY BANK BRYANT NORTH BA
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 8, 2025

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
MunicipalityBenton City
CountySaline County
Unified School DistrictBryant Public Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON WATERWORKS
serves 30,681 people · EPA ID AR0000484
Water SourceSurface water
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Connect2First
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Ripple Fiber.

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