3872 Kingsmill Dr, Elgin, IL 60124 Property Records

Kane County property record for 3872 Kingsmill Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,975 sqft · built 2009
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on File
Last Sale	$292,500 (Aug 2020)
Tax Bill	$9,316 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-329-023`

Property Details

APN / Parcel Number

Primary APN	`05-25-329-023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,975 sqft Living Area
1st Floor Area	1,975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3872 KINGSMILL DR
City	ELGIN
State	IL
Zip	60124-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES CREEK COUNTRY CLUB PHASE 1 LT 93
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	1
Legal Block	1
Legal Lot Number	93
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1033
Census Tract	850709

Owner

3872 Kingsmill Dr is owned by a company that acquired it in December 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	3872 KINGSMILL DR, ELGIN, IL 60124-3103
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Oct 23, 2009 · Amount on File
Deed Document Number	202048175
Last Transfer Date	Dec 30, 2024
Transfer Doc	0000000981
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 25, 2020
Property Address	3872 KINGSMILL DR, ELGIN, IL 60124-3103
Document Number	0000048175
Map Reference	DOC 2006K020662
Instrument Date	Jun 22, 2020
Instrument	2020K048175
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO LAND AGENCY SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3872 KINGSMILL DR, ELGIN, IL 60124-3103

Mortgage

Document Number	0000048176
Date	Aug 25, 2020
Instrument	2020K048176

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3872 Kingsmill Dr was $9,316.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,316.00	$136,393 (+7.79%) Land $26,812 Building $109,581	$409,343 (+7.79%) Land $80,468 Building $328,875
2024		$126,536 Land $24,874 Building $101,662	$379,760 Land $74,652 Building $305,108
2022	$7,743.00 (-3.03%) Homeowner's exemption	$101,904 (+3.83%) Land $22,424 Building $79,480	$305,712 (+3.83%) Land $67,272 Building $238,440
2021	$7,985.00 Homeowner's exemption	$98,147 Land $21,664 Building $76,483	$294,441 Land $64,992 Building $229,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3872 Kingsmill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3872 Kingsmill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20